KOHO vs Neo Financial
KOHO vs Neo Financial, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: KOHO is on 49/100 and Neo Financial on 62/100.
Where each one leads
KOHO
- agent readiness: 52/100 against 36/100
Neo Financial
- our overall score: 62/100 against 49/100
At a glance
| Measure | KOHO | Neo Financial |
|---|---|---|
| What it is | A modern financial platform for Canadians. | A Canadian FinTech company offering spending, savings, and rewards programs through a digital platform. |
| Category | Fintech, Financial Services, Banking, Neobank | Fintech, Neobank, Digital Payments, Rewards Programs |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2014 | 2019 |
| Headquarters | Toronto, Canada | Calgary, Canada |
| Status | Active | Active |
Size, funding and growth
| Measure | KOHO | Neo Financial |
|---|---|---|
| Employees | Not published | 1,149 |
| Total funding | $130M | Not published |
| Latest round | Growth | Not published |
| Valuation | $1.3B | Not published |
| LinkedIn followers | Not published | 117,622 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | KOHO | Neo Financial |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 62/100 |
| Traction | 40/100 | 60/100 |
| Team | Not published | 70/100 |
| Community | Not published | 15/100 |
| Search visibility | 15/100 | 42/100 |
| Quality | 68/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | F (36/100) |
| Domain ratingLink authority, 0-100 | 70/100 | 71/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | KOHO | Neo Financial |
|---|---|---|
| Hosting | Netlify | Vercel |
| CDN | Cloudflare | Vercel |
| Frameworks | Not detected | Next.js, Tailwind CSS |
| Payments | Apple PAY | Not detected |
| Analytics | Segment, Amplitude, Microsoft Clarity, Hotjar | Amplitude |
| Support stack | Not detected | Intercom |
What users say
| Measure | KOHO | Neo Financial |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 6 threads | Not published |
“I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe”r/PersonalFinanceCanada
KOHO vs Neo Financial: common questions
Which is better, KOHO or Neo Financial?
On our 0-100 score Neo Financial rates higher (62/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do KOHO and Neo Financial compare on the numbers?
KOHO leads on agent readiness (52/100 against 36/100). Neo Financial leads on our overall score (62/100 against 49/100).
What do real users say about KOHO and Neo Financial?
KOHO: 1 positive and 4 negative mentions across 6 Reddit threads we track, mostly in r/PersonalFinanceCanada.
Read the full KOHO review and pricing or the Neo Financial review and pricing. You can also browse other KOHO alternatives we track.