Creditas vs Splitit
Creditas vs Splitit, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Splitit on 51/100.
Where each one leads
Creditas
- our overall score: 76/100 against 51/100
- headcount: 2,097 against 96
- LinkedIn following: 352,966 against 14,516
Splitit
- funding raised: $298M against $40.0M
At a glance
| Measure | Creditas | Splitit |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Splitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, BNPL, Payments, Digital Payments |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Software |
| Founded | 2012 | 2009 |
| Headquarters | São Paulo, Brazil | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | Splitit |
|---|---|---|
| Employees | 2,097 | 96 |
| Headcount growthLast 12 months | Not published | +8.3% |
| Total funding | $40.0M | $298M |
| Latest round | Series B | Post-IPO |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | 14,516 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Splitit |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 51/100 |
| Traction | Not published | 60/100 |
| Team | 36/100 | 80/100 |
| Search visibility | 100/100 | 34/100 |
| Quality | Not published | 45/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 73/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Splitit |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Webflow | WordPress |
| Analytics | Google Tag Manager, Segment | Google Tag Manager |
What users say
| Measure | Creditas | Splitit |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 2 negative across 6 threads |
“I was taking advantage of the offer with Google where you can trade in a phone and get a new pixel 8a and 2 man credit, for only 4 man. Anyways, at checkout they had the option to use the service known as splitit. Where for zero fee they sp”r/JapanFinance
Creditas vs Splitit: common questions
Which is better, Creditas or Splitit?
On our 0-100 score Creditas rates higher (76/100 against 51/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Creditas and Splitit compare on the numbers?
Creditas leads on our overall score (76/100 against 51/100), headcount (2,097 against 96), LinkedIn following (352,966 against 14,516). Splitit leads on funding raised ($298M against $40.0M).
What do real users say about Creditas and Splitit?
Splitit: 1 positive and 2 negative mentions across 6 Reddit threads we track, mostly in r/JapanFinance.
Read the full Creditas review and pricing or the Splitit review and pricing. You can also browse other Creditas alternatives we track.