Chime vs KOHO
Chime vs KOHO, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and KOHO on 49/100.
Where each one leads
Chime
- our overall score: 77/100 against 49/100
- domain rating: 78/100 against 70/100
- funding raised: $13B against $130M
KOHO
- agent readiness: 52/100 against 25/100
At a glance
| Measure | Chime | KOHO |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | A modern financial platform for Canadians. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Financial Services, Banking, Neobank |
| Sells toBusiness model | B2C | B2C |
| Offering | Software | Platform |
| Founded | 2012 | 2014 |
| Headquarters | San Francisco, United States | Toronto, Canada |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | KOHO |
|---|---|---|
| Employees | 1,500 | Not published |
| Headcount growthLast 12 months | +500.0% | Not published |
| Total funding | $13B | $130M |
| Latest round | Not published | Growth |
| Valuation | $25B | $1.3B |
| LinkedIn followers | 179,516 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | KOHO |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 49/100 |
| Traction | 60/100 | 40/100 |
| Team | 60/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 15/100 |
| Quality | 94/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | D (52/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 70/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | KOHO |
|---|---|---|
| Hosting | Not detected | Netlify |
| CDN | Cloudflare | Cloudflare |
| Payments | Not detected | Apple PAY |
| Analytics | Not detected | Segment, Amplitude, Microsoft Clarity, Hotjar |
What users say
| Measure | Chime | KOHO |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 4 negative across 6 threads |
“I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe”r/PersonalFinanceCanada
Chime vs KOHO: common questions
Which is better, Chime or KOHO?
On our 0-100 score Chime rates higher (77/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do Chime and KOHO compare on the numbers?
Chime leads on our overall score (77/100 against 49/100), domain rating (78/100 against 70/100), funding raised ($13B against $130M). KOHO leads on agent readiness (52/100 against 25/100).
What do real users say about Chime and KOHO?
KOHO: 1 positive and 4 negative mentions across 6 Reddit threads we track, mostly in r/PersonalFinanceCanada.
Read the full Chime review and pricing or the KOHO review and pricing. You can also browse other Chime alternatives we track.