Alternatives to Chime
The top Fintech companies similar to Chime, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Green Dot50FintechAustin, United States$495.1MFinancial technology and bank holding company providing banking and payment solutions for consumers and businesses.
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KOHO49FintechToronto, Canada$130.0MA modern financial platform for Canadians.
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Revolut65FintechLondon, United Kingdom$5.9BGlobal financial super app with 70M+ customers across banking, crypto, trading, and payments.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Monzo71Financial ServicesLondon, United Kingdom$1.8BA leading UK-based challenger bank offering a mobile-first banking experience.
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Upgrade62FintechSan Mateo, United States$871.0MConsumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
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MoneyLion55FintechNew York, United States$150.0MDigital financial services platform offering banking, investing, and crypto.
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Varo70FintechSalt Lake City, United StatesVaro Bank is a US-based all-digital, nationally chartered bank offering mobile-first banking services.
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Simple35FintechPortland, United States$61.2MA digital banking platform offering a checking account, debit card, and budgeting tools.
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Cleo57FintechLondon, United Kingdom$177.8MAI financial assistant for younger generations to manage money with personality.
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Kikoff53FintechSan Francisco, United States$42.5MCredit-building platform offering credit accounts, debt negotiation, and rent reporting.
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Selfin38FintechSan Francisco, United StatesBuilding the first AI Bank
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Dave62FintechLos Angeles, United StatesFinancial services app providing early access to paychecks and budgeting tools.
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SoFi65FintechSan Francisco, United States$4.0MA digital financial services platform offering banking, lending, investing, and financial planning tools for consumers.
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Empower22FintechGreenwood Village, United StatesEmpower provides a platform for financial advisors to manage client relationships and grow their businesses.
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Octavian Capital35FintechQuantitative trading firm leveraging data science and AI for forex market strategies.
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Albert46MarketingNew York, United States$18.0MAI-powered programmatic media buying platform for online advertising campaigns.
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Current23NewsSan Francisco, United StatesAn RSS reader that feels more like a river than an inbox.
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Roleplayo7Real Estate TechAI-powered practice platform for real estate agents to master sales conversations.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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Atom Bank60FintechDurham, United Kingdom$176.3MA UK-based digital challenger bank.
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Kraken Financial59FintechCheyenne, United States$600.0MA Wyoming-chartered special purpose depository institution (SPDI) that provides regulated digital asset banking services and direct access to the Federal Reserve's payment infrastructure.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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A digital bank offering banking and payment services.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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An Israeli digital bank offering a full suite of banking services with AI-driven financial insights and personalized support.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Capitec Bank68FintechCape Town, South Africa$18.1MSouth African digital bank offering accessible, affordable, and transparent financial services.
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Cross River Bank52FintechFort Lee, United StatesA technology-driven bank providing embedded finance solutions and banking services to fintechs.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Augustus65FintechNew York, United States$210.0MAugustus is building the Global Dollar Bank, a modern clearing bank providing international financial institutions with direct, 24/7 access to US Dollar payment rails.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
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Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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PaySend61FintechValletta, Malta$20.0MA global fintech company providing an online platform for international money transfers and related financial services.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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Satispay58FintechMilan, Italy$139.0MA mobile payment system for everyday purchases.
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Fiserv Inc.77Banking TechnologyMilwaukee, United States$300.0MGlobal financial technology provider for banks, credit unions, merchants, and businesses.
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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Jifiti55FintechColumbus, United States$25.8MJifiti provides a white-labeled embedded lending platform for banks, lenders, and merchants.
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Coink54FintechBogota, Colombia$6.0MA fintech platform promoting financial inclusion in Colombia through an app-based savings platform and digitalized cash solutions.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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Bounce38FintechBounce AI offers a digital platform for individuals to manage and resolve debt with flexible payment plans.
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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Form353FintechLondon, United Kingdom$33.0MCloud-native payment technology provider.
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Oodle Car Finance52FintechOxford, United Kingdom$630.0MOodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.
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C6 Bank52FintechSao Paulo, Brazil$820.0MA Brazilian digital bank offering a full suite of financial products and services for individuals and businesses.
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Provides a white-label digital card services platform for financial institutions to enhance card control and visibility.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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MatchMove47FintechSingapore, Singapore$10.0MDigital payments and banking solutions for businesses and consumers.
Compare Chime head to head
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