Alternatives to Simplex
The top Fintech companies similar to Simplex, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Pay333FintechSan Francisco, United StatesEnterprise-focused stablecoin payments platform enabling AI agents to autonomously execute financial transactions.
- Website ChangenkwFintech
Instant crypto exchange platform for seamless digital asset swaps.
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Instant cryptocurrency exchange platform with no registration required.
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Alloy62FintechSan Francisco, United States$207.0MIdentity risk management platform for financial institutions and fintechs to automate onboarding, fraud prevention, and compliance.
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Riskified61FintechNew York, United States$228.7MRiskified empowers businesses to grow eCommerce revenues and profit by mitigating risk and fighting fraud.
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Forter74FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Socure67FintechNew York, United States$741.9MAI-native platform for identity verification, fraud prevention, and risk decisioning.
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Kraken Financial59FintechCheyenne, United States$600.0MA Wyoming-chartered special purpose depository institution (SPDI) that provides regulated digital asset banking services and direct access to the Federal Reserve's payment infrastructure.
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Payflows58FintechParis, France$32.1MAI-powered finance operations platform that unifies procurement, treasury, AP/AR, and cashflow management for finance teams.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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nSure.ai56FintechTel Aviv, Israel$25.3MAI-powered fraud prevention for gaming, prepaid cards, and crypto.
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Circle55FintechBoston, United States$3.2BCircle provides a full-stack platform for the internet financial system, offering stablecoins like USDC and EURC, tokenized funds, and services for minting, FX, and payments.
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Transak49FintechLondon, United Kingdom$38.6MTransak provides a fiat-to-crypto on-ramp and off-ramp solution, enabling users to buy and sell cryptocurrencies directly within dApps and wallets.
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Setoo provides a platform for e-businesses to create and distribute personalized parametric and traditional insurance products.
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Fraugster48FintechBerlin, Germany$19.0MFraugster is a payments intelligence company that helps e-commerce businesses minimize fraud and maximize revenue through real-time decisions.
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Coinflow47FintechSan Francisco, United States$5.7MStreamlines crypto payments and on-ramps for Web3 applications.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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eToro74FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
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Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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Sardine71FintechSan Francisco, United States$25.0MAI-powered risk platform for fraud prevention, compliance, and credit underwriting.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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Ledger69FintechParis, France$572.3MHardware and software solutions for secure management of digital assets and Web3 interactions.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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NIUM69FintechSingapore, Singapore$331.0MGlobal financial infrastructure platform enabling businesses to move money across borders.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Modern Treasury67FintechSan Francisco, United States$145.1MPayment operations software to automate money movement, tracking, and reconciliation for businesses.
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Paymentology67FintechLondon, United Kingdom$195.0MA leading global issuer-processor enabling businesses to issue and manage payment cards.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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dLocal66FintechMontevideo, Malta$45.0MdLocal offers a robust payment processing solution designed for global enterprises to navigate cross-border transactions in emerging markets.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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Global Payments66FintechAtlanta, United States$607.0MA global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.
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Steora11FintechSteora provides a verification system for financial firms to confirm digital assets are backed by real money.
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Revolut65FintechLondon, United Kingdom$5.9BGlobal financial super app with 70M+ customers across banking, crypto, trading, and payments.
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Augustus65FintechNew York, United States$210.0MAugustus is building the Global Dollar Bank, a modern clearing bank providing international financial institutions with direct, 24/7 access to US Dollar payment rails.
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Juspay63FintechBengaluru, India$212.1MGlobal payments operating system for merchants, optimizing checkout and payment orchestration.
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Contabilizei63FintechSão Paulo, Brazil$81.0MOnline accounting platform simplifying tax and financial processes for Brazilian SMEs.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Balance63FintechNew York, United States$86.5MFull-Stack AI Accounting for B2B payments and commerce.
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G2 Risk Solutions63FintechBurlingame, United States$48.0MAI-driven cross-channel risk management platform for online sellers, ensuring a safer e-commerce ecosystem.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Solidus Labs62FintechTel Aviv, Israel$108.0MCrypto-native market integrity solutions for trade surveillance, transaction monitoring, and threat intelligence.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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FinBox62FintechBengaluru, India$55.0MB2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.
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Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
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Alipay+62FintechSingapore, Singapore$1.2BA unified digital payment gateway connecting consumers, merchants, and financial institutions globally, enabling seamless cross-border payments through QR code scanning and other digital solutions.
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Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.
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ThetaRay62FintechNew York, United States$147.5MAI-powered transaction monitoring for fintech and banks to enable trusted cross-border payments.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
Compare Simplex head to head
Side by side on what each one does, what it costs, and what real users report.

