Alternatives to Razorpay
The top Fintech companies similar to Razorpay, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Juspay63FintechBengaluru, India$212.1MGlobal payments operating system for merchants, optimizing checkout and payment orchestration.
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Pine Labs61FintechGurugram, India$286.0MA global fintech platform providing merchant commerce solutions, including POS, payment gateways, and BNPL.
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Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
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Bud62FintechLondon, United Kingdom$100.0MCustomer intelligence platform for modern banking, transforming transaction data into revenue opportunities.
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Baanx and Monavate47FintechLondon, United KingdomBaanx and Monavate are fintech companies providing payment infrastructure and digital banking solutions, now part of Exodus.
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Belvo62FintechMexico City, Mexico$71.0MBelvo is the leading open finance data and payments platform in Latin America.
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PayU59FintechHoofddorp, Netherlands$35.1MA leading fintech company offering payment and credit solutions.
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Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
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Infibeam AvenuesFintechGandhinagar, IndiaAI-powered fintech company providing digital payment solutions, e-commerce platforms, and enterprise software.
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Fitbank66São Paulo, Brazil$502KA financial institution that offers a platform for digital banking and payment solutions.
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OnPay61Payroll SoftwareAtlanta, United States$122.0MCloud-based payroll, HR, and benefits platform for small and medium-sized businesses.
- Website Aaio8AI Tools & Apps
AAIO is an AI All-in-One Toolbox curating and organizing AI solutions for productivity and growth.
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PhonePe62FintechBengaluru, India$350.0MA leading Indian digital payments and financial services platform enabling seamless money transfers and investments.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Cross River Bank52FintechFort Lee, United StatesA technology-driven bank providing embedded finance solutions and banking services to fintechs.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Carmoola56FintechLondon, United Kingdom$528.2MA fully digital car finance platform.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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40Seas55FintechTel Aviv, Israel$117.0MDigital trade finance platform using AI for flexible B2B payments in global supply chains.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Coink54FintechBogota, Colombia$6.0MA fintech platform promoting financial inclusion in Colombia through an app-based savings platform and digitalized cash solutions.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
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Oodle Car Finance52FintechOxford, United Kingdom$630.0MOodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.
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Talino51FintechLos Angeles, USA$12.4MFintech foundry building and scaling financial technology companies.
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Splitit51FintechNew York, United States$297.6MSplitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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Snappibank44FintechIoannina, Greece$1.0MA fully licensed digital neobank in Greece offering personal and business banking services.
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MyBucks provides AI-powered financial services and lending solutions for underserved markets.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Enova (Simplic)35FintechSão Paulo, Brazil$10.0MSimplic is a Brazilian fintech offering flexible and uncomplicated online personal loans.
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
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Papaya Global71FintechTel Aviv, Israel$438.0MGlobal payroll and payments platform for enterprises, simplifying international workforce management.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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CloudPay70FintechNew York, United States$178.0MGlobal payroll and payments platform for modern businesses.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
Compare Razorpay head to head
Side by side on what each one does, what it costs, and what real users report.

