PayPal Credit

PayPal CreditPayPal Credit
PayPal Credit

PayPal Credit

A digital credit solution offering flexible payment options for online purchases.

DR 95Speed 552009InactiveSan Jose, United States
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About

PayPal Credit is a digital credit line that provides consumers with flexible payment options for their online purchases. It allows users to buy now and pay later, often with special financing offers, making it easier to manage larger purchases. It is a service offered by PayPal.
Frequently asked

What does PayPal Credit do?

PayPal Credit is a digital credit line that provides consumers with flexible payment options for their online purchases. It allows users to buy now and pay later, often with special financing offers, making it easier to manage larger purchases. It is a service offered by PayPal.

What is PayPal Credit's revenue?

StartupHub estimates PayPal Credit's annual revenue at $445K (range $322K to $1.2M, 31% confidence), based on comparable companies in the sector.

What is PayPal Credit's valuation?

StartupHub estimates PayPal Credit's effective valuation at $4.7M (range $3.3M to $7.8M, 25% confidence), based on comparable companies in the sector.

How much funding has PayPal Credit raised?

PayPal Credit has raised a total of $1M in funding.

Where is PayPal Credit headquartered?

PayPal Credit is headquartered in San Jose, United States.

When was PayPal Credit founded?

PayPal Credit was founded in 2009.

What industry does PayPal Credit operate in?

PayPal Credit operates in Fintech, Payments, Digital Payments, Lending, Consumer Credit.

What is PayPal Credit's current status?

PayPal Credit's current operating status is: Inactive.

New entrants in Payments
Last 90 days
Comments
(6)
1 positive1 mixed4 negative
Reddit
r/CreditCardsu/Canik_feverMar 15, 2026Negative

I've been using PayPal's Credit for so many years and have been very pleased with the service. However, they moved the PayPal Credit service to PayPal Credit Card not too long ago and kept boasting that the same pay-in-6-months offer would…

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Reddit
r/paypalu/Typical-Taro-6275Mar 4, 2026Negative

I paid off my Paypal credit account (600), and my limit was immediately lowered to 100. It actually reads that my available credit is -531. Is this a way that credit card companies punish customers for not staying in debt?

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Reddit
r/CreditCardsu/Namdnas78Nov 24, 2025Mixed

I’ve used PayPal Credit for YEARS and have had nothing but great experiences. I’ve also got a PayPal World Cash Back Mastercard and it’s always been my favorite credit card. Anyway, the flyer I received in the mail advertising the new PayPa…

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Reddit
r/paypalu/uptjackJul 22, 2025Negative

so i can do everything right. and been using the paypal credit 3.5k limit and i pay off more than what i spend say i spend 1k , i pay it off then they came out with the no interest 6 mo i will miss it. they close my account for return payme…

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Reddit
r/paypalu/mariwhaiiiMay 20, 2025Negative

i got paypal credit originally for concert tickets (bc priorities obviously) and figured it’d be good to have for emergencies too. well. surprise. i’m in an emergency. and guess what? i can’t even use the damn credit card??

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Reddit
r/CreditCardsu/sealysikesOct 11, 2023Positive💎

For context I have six cards: Apple Card, discover it, Amex gold, chase freedom flex, chase Amazon prime visa, and the PayPal card $0 annual fee with 2% cash back everywhere AND 3% cash back when you use PayPal. I use the Apple Card as my d…

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