Open source focus
Open Source Alternatives to One Zero Digital Bank
60 open source Fintech options similar to One Zero Digital Bank, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Qanta.ai38Fintech$1.0MOpen source
OpenAI84Artificial IntelligenceSan Francisco, United States$493.9BOpen source
Dante45Artificial Intelligence$1.5MOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
- LOLobster.cash9Fintech
Open source
LetscConversational AIOpen source
KedmahConversational AITel Aviv, IsraelOpen source
Plaid74FintechSan Francisco, United States$734.3MOpen source
Razorpay73FintechBengaluru, IndiaOpen source
Rapyd73PaymentsLondon, United Kingdom$1.3BOpen source
Genesys Cloud CX64Contact Center AIDaly City, United States$3.9BOpen source
Mercury64FintechSan Francisco, United States$500.0MOpen source
Bland64Voice AISan Francisco, United States$51.0MOpen source
Rewire63FintechTel Aviv, Israel$57.0MOpen source
Cognigy (NICE)63Voice AgentDüsseldorf, GermanyOpen source
Wirex62FintechLondon, United Kingdom$15.0MOpen source
Sendbird61Conversational AISan Mateo, United StatesOpen source
Shift4 Europe61FintechAllentown, United States$160.0MOpen source
Iyzico58FintechIstanbul, Turkey$30.6MOpen source
Paid57Agentic AISan Francisco, United States$21.0MOpen source
Volt55FintechLondon, United Kingdom$140.0MOpen source
Shopify55E-commerce PlatformOttawa, Canada$122.3MOpen source
Leo54FintechNew York, United States$6.6MOpen source
Banked53FintechLondon, United Kingdom$2.0MOpen source
PPRO52FintechLondon, United Kingdom$150.0MOpen source
- COCognigy50Voice AgentDüsseldorf, Germany$156.5M
Open source
- OBOBOt AI49Conversational AITel Aviv, Israel$5.0M
Open source
- SUSuperfluid Foundation49FintechZug, Switzerland$28.2M
Open source · Self-hostable
CyberGuard AI47CybersecurityDurham, United Kingdom$1.0BOpen source
Horizon Blockchain Games47FintechToronto, Canada$10.0MOpen source
- SASales Interaction Agent47Agentic AISan Francisco, United States$5.0M
Open source
Prava46FintechSan Francisco, United States$1.5MOpen source
- OBoBot.ai45Conversational AITel Aviv, Israel$3.5M
Open source
VAIOT45LegalTechMosta, Malta$10.0MOpen source
Hyper44Conversational AISan Francisco, United States$12.3MOpen source
Bluebutler42Customer Service AutomationTel Aviv, Israel$12.0MOpen source
- BLBlip41Voice AISão Paulo, Brazil$10.0M
Open source
Tryagentically40Agentic AISan Francisco, United StatesOpen source
Clara Ai40Conversational AISan Francisco, United StatesOpen source
Cekura40Agentic AITel Aviv, IsraelOpen source
- RERefold AI39Customer Service AutomationLondon, United Kingdom$6.5M
Open source
Natural39Agentic PaymentsSan Francisco, United States$12.0MOpen source
Akacia35Conversational AITel Aviv, Israel$1.5MOpen source
Aengus35Conversational AISan Francisco, United StatesOpen source
Callbravo34Voice AITel Aviv, Israel$1.5MOpen source
Plurai34Conversational AITel Aviv, IsraelOpen source
KNAV34Financial ServicesAtlanta, USA$1.0MOpen source
Tavvo34Conversational AITel Aviv, Israel$4.0MOpen source
Aquotiq32Conversational AILouth, United KingdomOpen source
Thenvoi AI Ltd31Conversational AILondon, United KingdomOpen source
Lava Payments29FintechLondon, United Kingdom$7.8MOpen source
Raincheck AI28Agentic AISan Francisco, United StatesOpen source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesOpen source
IAGO22Travel$200KOpen source
Corereflex22Customer Service AutomationTel Aviv, IsraelOpen source
Clawpump19BlockchainOpen source
Mercury Technologies, .19FintechSan Francisco, United StatesOpen source
Lionwire17Voice AIOpen source
- Meares17Conversational AI
Open source
Hycos AI15EnterpriseOpen source
| Company | Sector | License | HQ | Funding | Score | Website |
|---|---|---|---|---|---|---|
| Qanta.ai | Fintech | Open source | — | $1.0M | 38 | |
| OpenAI | Artificial Intelligence | Open source | San Francisco, United States | $493.9B | 84 | |
| Dante | Artificial Intelligence | Open source | — | $1.5M | 45 | |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 | |
| LOLobster.cash | Fintech | Open source | — | — | 9 | |
| Letsc | Conversational AI | Open source | — | — | — | |
| Kedmah | Conversational AI | Open source | Tel Aviv, Israel | — | — | |
| Plaid | Fintech | Open source | San Francisco, United States | $734.3M | 74 | |
| Razorpay | Fintech | Open source | Bengaluru, India | — | 73 | |
| Rapyd | Payments | Open source | London, United Kingdom | $1.3B | 73 | |
| Genesys Cloud CX | Contact Center AI | Open source | Daly City, United States | $3.9B | 64 | |
| Mercury | Fintech | Open source | San Francisco, United States | $500.0M | 64 | |
| Bland | Voice AI | Open source | San Francisco, United States | $51.0M | 64 | |
| Rewire | Fintech | Open source | Tel Aviv, Israel | $57.0M | 63 | |
| Cognigy (NICE) | Voice Agent | Open source | Düsseldorf, Germany | — | 63 | |
| Wirex | Fintech | Open source | London, United Kingdom | $15.0M | 62 | |
| Sendbird | Conversational AI | Open source | San Mateo, United States | — | 61 | |
| Shift4 Europe | Fintech | Open source | Allentown, United States | $160.0M | 61 | |
| Iyzico | Fintech | Open source | Istanbul, Turkey | $30.6M | 58 | |
| Paid | Agentic AI | Open source | San Francisco, United States | $21.0M | 57 | |
| Volt | Fintech | Open source | London, United Kingdom | $140.0M | 55 | |
| Shopify | E-commerce Platform | Open source | Ottawa, Canada | $122.3M | 55 | |
| Leo | Fintech | Open source | New York, United States | $6.6M | 54 | |
| Banked | Fintech | Open source | London, United Kingdom | $2.0M | 53 | |
| PPRO | Fintech | Open source | London, United Kingdom | $150.0M | 52 | |
| COCognigy | Voice Agent | Open source | Düsseldorf, Germany | $156.5M | 50 | |
| OBOBOt AI | Conversational AI | Open source | Tel Aviv, Israel | $5.0M | 49 | |
| SUSuperfluid Foundation | Fintech | Open source · Self-hostable | Zug, Switzerland | $28.2M | 49 | |
| CyberGuard AI | Cybersecurity | Open source | Durham, United Kingdom | $1.0B | 47 | |
| Horizon Blockchain Games | Fintech | Open source | Toronto, Canada | $10.0M | 47 | |
| SASales Interaction Agent | Agentic AI | Open source | San Francisco, United States | $5.0M | 47 | |
| Prava | Fintech | Open source | San Francisco, United States | $1.5M | 46 | |
| OBoBot.ai | Conversational AI | Open source | Tel Aviv, Israel | $3.5M | 45 | |
| VAIOT | LegalTech | Open source | Mosta, Malta | $10.0M | 45 | |
| Hyper | Conversational AI | Open source | San Francisco, United States | $12.3M | 44 | |
| Bluebutler | Customer Service Automation | Open source | Tel Aviv, Israel | $12.0M | 42 | |
| BLBlip | Voice AI | Open source | São Paulo, Brazil | $10.0M | 41 | |
| Tryagentically | Agentic AI | Open source | San Francisco, United States | — | 40 | |
| Clara Ai | Conversational AI | Open source | San Francisco, United States | — | 40 | |
| Cekura | Agentic AI | Open source | Tel Aviv, Israel | — | 40 | |
| RERefold AI | Customer Service Automation | Open source | London, United Kingdom | $6.5M | 39 | |
| Natural | Agentic Payments | Open source | San Francisco, United States | $12.0M | 39 | |
| Akacia | Conversational AI | Open source | Tel Aviv, Israel | $1.5M | 35 | |
| Aengus | Conversational AI | Open source | San Francisco, United States | — | 35 | |
| Callbravo | Voice AI | Open source | Tel Aviv, Israel | $1.5M | 34 | |
| Plurai | Conversational AI | Open source | Tel Aviv, Israel | — | 34 | |
| KNAV | Financial Services | Open source | Atlanta, USA | $1.0M | 34 | |
| Tavvo | Conversational AI | Open source | Tel Aviv, Israel | $4.0M | 34 | |
| Aquotiq | Conversational AI | Open source | Louth, United Kingdom | — | 32 | |
| Thenvoi AI Ltd | Conversational AI | Open source | London, United Kingdom | — | 31 | |
| Lava Payments | Fintech | Open source | London, United Kingdom | $7.8M | 29 | |
| Raincheck AI | Agentic AI | Open source | San Francisco, United States | — | 28 | |
| Traditional Payment Gateways (Stripe, PayPal) | Fintech | Open source | San Francisco, United States | — | 23 | |
| IAGO | Travel | Open source | — | $200K | 22 | |
| Corereflex | Customer Service Automation | Open source | Tel Aviv, Israel | — | 22 | |
| Clawpump | Blockchain | Open source | — | — | 19 | |
| Mercury Technologies, . | Fintech | Open source | San Francisco, United States | — | 19 | |
| Lionwire | Voice AI | Open source | — | — | 17 | |
| Conversational AI | Open source | — | — | 17 | ||
| Hycos AI | Enterprise | Open source | — | — | 15 |