Alternatives to EarnUp

Digital personal finance company offering debt relief, loans, and home equity solutions.

Rocket Money empowers you to save more, spend less, see everything, and take back control of your financial life.

Online platform helping student loan borrowers manage and repay their debt.

AI-powered personal assistant for scheduling and task management.

Oodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.

AI-powered network enabling financial institutions to expand customer access and scale lending.

Point-of-sale lending and a no-fee credit card for everyday expenses.

Global AI-powered financial asset management firm providing growth capital to tech companies.

Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,

AI-powered private debt platform for institutional investors, starting with real estate.

Bounce AI offers a digital platform for individuals to manage and resolve debt with flexible payment plans.

Credit-building platform offering credit accounts, debt negotiation, and rent reporting.

A fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.

A fintech company offering point-of-sale financing solutions.

Happy Money offers personal loans to help consumers consolidate high-interest credit card debt and improve financial well-being.

South African fintech platform for employee financial well-being and benefits.

Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.

Online platform for asset-backed consumer loans, offering secured credit with lower interest rates.

SaaS platform for lending operations with vertical data and AI, offering a single API.

ASAAS automates financial processes and enhances customer relationships for businesses.

Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.

A financial technology company providing banking, lending, and payment solutions for small businesses.

Financial infrastructure platform for tech companies to store, move, and lend money.

The composable, API-first cloud banking platform.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

Financial services and digital payments company.

Fintech platform that eliminates security deposits for renters and landlords using open banking.

Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.

A digital banking app offering instant loans, savings, and payments for underserved populations.

A unified digital payment gateway connecting consumers, merchants, and financial institutions globally, enabling seamless cross-border payments through QR code scanning and other digital solutions.

All-in-one business banking, accounting, and tax platform for small businesses.

B2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.

AI-powered transaction monitoring for fintech and banks to enable trusted cross-border payments.

Buy Now, Pay Later (BNPL) service offering flexible payment options at checkout.

Consumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.

Embedded capital platform providing working capital advances to small businesses.

Financial services platform for emerging markets, enabling access to credit and payments.

European fintech providing instant consumer credit and payment solutions.

Indian consumer lending startup

AI-powered lending exchange connecting small businesses to bank-rated credit.

AI-powered finance operations platform that unifies procurement, treasury, AP/AR, and cashflow management for finance teams.

Provides non-dilutive financing and financial management tools for SaaS companies.

Blue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.

A leading lender to home flippers and smaller landlords in the US.

Global financial technology provider for banks, credit unions, merchants, and businesses.

A Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.

Fido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.

CredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.

A fully digital car finance platform.

Bilrost automates the most complicated commercial loan processing. $680K ARR in 5 weeks and 7 figure deal closing shortly

B2B SaaS enabling employees to access earned salary on demand, with financial wellness tools.

Digital trade finance platform using AI for flexible B2B payments in global supply chains.

South African fintech lender providing AI-driven flexible finance solutions for business cash flow.

B2B purchase financing for SMBs to buy more and vendors to sell more.

Digital financial services platform offering banking, investing, and crypto.

AI-powered lending platform for consumer finance, enabling financial success for clients.

A fintech company focused on digital payments and financial solutions for businesses.

A financial operating platform for SMEs with integrated lending and AI-driven tools.

Digital platform enabling financial institutions to offer tailored, on-the-fly financial products.

Responsible lender tackling financial exclusion in the UK.