Open source focus
Open Source Alternatives to Cleo
60 open source Fintech options similar to Cleo, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Orderful48Supply Chain ManagementSan Francisco, USA$35.0MOpen source
Chai56AI ChatbotSan Francisco, United States$62.0MOpen source
Leo54FintechNew York, United States$6.6MOpen source
MuchBetterAI47FintechLondon, United Kingdom$4.4MOpen source
Phoebe35FintechNew York, United States$18.2MOpen source
IAGO22Travel$200KOpen source
CreditreminderFintechOpen source
MymoneyguideFintechOpen source
CarineFintechTel Aviv, IsraelOpen source
eToro85FintechLimassol, Cyprus$524.0MOpen source
OpenAI84Artificial IntelligenceSan Francisco, United States$493.9BOpen source
Remitly66FintechSeattle, United StatesOpen source
ZenGo63CryptoTel Aviv, Israel$47.0MOpen source
Chai Research63AI CompanionPalo Alto, United States$55.0MOpen source
Wirex62FintechLondon, United Kingdom$15.0MOpen source
Afterpay61FintechMelbourne, Australia$1.0BOpen source
Shopify55E-commerce PlatformOttawa, Canada$122.3MOpen source
Shapeshift Labs52FintechDenver, United StatesOpen source
Breez52CryptoTel Aviv, Israel$5.0MOpen source
Rasa49Conversational AIBerlin, Germany$13.0MOpen source · Self-hostable
Kai48Mental HealthNew York, United StatesOpen source
Gringo48FintechSão Paulo, BrazilOpen source
Dante45Artificial Intelligence$1.5MOpen source
VAIOT45LegalTechMosta, Malta$10.0MOpen source
- FRFrank40FintechNew York, United States$20.5M
Open source
- RERefold AI39Customer Service AutomationLondon, United Kingdom$6.5M
Open source
Gigaroo37Fintech$2.5MOpen source
DeepAI33AI Image GenerationOpen source
Open Bitcoin Tracker32FintechOpen source · Self-hostable
Blockmesh Network31BlockchainOpen source · Self-hostable
Qanta.ai29Fintech$1.0MOpen source
Trust Wallet28FintechTallinn, EstoniaOpen source
GPT4All26Foundation ModelNew York, United StatesOpen source · Self-hostable
SweetDream AI23AI GirlfriendIstanbul, TurkeyOpen source
Brieflow19Conversational AILondon, United KingdomOpen source
Owin17Customer Service AutomationTel Aviv, IsraelOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
Metadialogues15Conversational AIOpen source
Michaelcondon14AI AgentOpen source
Etherwaves AI14Conversational AIOpen source
- CRCryptact14FintechTokyo, Japan
Open source
Darim14Conversational AIOpen source
evo.ninja12Agentic AIOpen source
- Aibest8AI Search Engine
Open source
- PRPrivateGPT5AI Search Engine
Open source · Self-hostable
Anxietyreset4Mental Health TechOpen source
Answerarc4Conversational AITel Aviv, IsraelOpen source
Denser AIAI ChatbotTel Aviv, IsraelOpen source
AskhorizonConversational AILondon, United KingdomOpen source
AvawellnessHealthTechTel Aviv, IsraelOpen source
XallarapConversational AIOpen source
GravviCustomer Service AutomationTel Aviv, IsraelOpen source
MoriwaConversational AIOpen source
- KlozioAgentic AISan Francisco, United States
Open source
- PipclawAI Agent
Open source
JohnhopebryantFintechOpen source
EazycareHealthTechOpen source
KedmahConversational AITel Aviv, IsraelOpen source
MaiqaConversational AIOpen source
DomulisConversational AILondon, United KingdomOpen source
| Company | Sector | License | HQ | Funding | Score |
|---|---|---|---|---|---|
| Orderful | Supply Chain Management | Open source | San Francisco, USA | $35.0M | 48 |
| Chai | AI Chatbot | Open source | San Francisco, United States | $62.0M | 56 |
| Leo | Fintech | Open source | New York, United States | $6.6M | 54 |
| MuchBetterAI | Fintech | Open source | London, United Kingdom | $4.4M | 47 |
| Phoebe | Fintech | Open source | New York, United States | $18.2M | 35 |
| IAGO | Travel | Open source | — | $200K | 22 |
| Creditreminder | Fintech | Open source | — | — | — |
| Mymoneyguide | Fintech | Open source | — | — | — |
| Carine | Fintech | Open source | Tel Aviv, Israel | — | — |
| eToro | Fintech | Open source | Limassol, Cyprus | $524.0M | 85 |
| OpenAI | Artificial Intelligence | Open source | San Francisco, United States | $493.9B | 84 |
| Remitly | Fintech | Open source | Seattle, United States | — | 66 |
| ZenGo | Crypto | Open source | Tel Aviv, Israel | $47.0M | 63 |
| Chai Research | AI Companion | Open source | Palo Alto, United States | $55.0M | 63 |
| Wirex | Fintech | Open source | London, United Kingdom | $15.0M | 62 |
| Afterpay | Fintech | Open source | Melbourne, Australia | $1.0B | 61 |
| Shopify | E-commerce Platform | Open source | Ottawa, Canada | $122.3M | 55 |
| Shapeshift Labs | Fintech | Open source | Denver, United States | — | 52 |
| Breez | Crypto | Open source | Tel Aviv, Israel | $5.0M | 52 |
| Rasa | Conversational AI | Open source · Self-hostable | Berlin, Germany | $13.0M | 49 |
| Kai | Mental Health | Open source | New York, United States | — | 48 |
| Gringo | Fintech | Open source | São Paulo, Brazil | — | 48 |
| Dante | Artificial Intelligence | Open source | — | $1.5M | 45 |
| VAIOT | LegalTech | Open source | Mosta, Malta | $10.0M | 45 |
| FRFrank | Fintech | Open source | New York, United States | $20.5M | 40 |
| RERefold AI | Customer Service Automation | Open source | London, United Kingdom | $6.5M | 39 |
| Gigaroo | Fintech | Open source | — | $2.5M | 37 |
| DeepAI | AI Image Generation | Open source | — | — | 33 |
| Open Bitcoin Tracker | Fintech | Open source · Self-hostable | — | — | 32 |
| Blockmesh Network | Blockchain | Open source · Self-hostable | — | — | 31 |
| Qanta.ai | Fintech | Open source | — | $1.0M | 29 |
| Trust Wallet | Fintech | Open source | Tallinn, Estonia | — | 28 |
| GPT4All | Foundation Model | Open source · Self-hostable | New York, United States | — | 26 |
| SweetDream AI | AI Girlfriend | Open source | Istanbul, Turkey | — | 23 |
| Brieflow | Conversational AI | Open source | London, United Kingdom | — | 19 |
| Owin | Customer Service Automation | Open source | Tel Aviv, Israel | — | 17 |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 |
| Metadialogues | Conversational AI | Open source | — | — | 15 |
| Michaelcondon | AI Agent | Open source | — | — | 14 |
| Etherwaves AI | Conversational AI | Open source | — | — | 14 |
| CRCryptact | Fintech | Open source | Tokyo, Japan | — | 14 |
| Darim | Conversational AI | Open source | — | — | 14 |
| evo.ninja | Agentic AI | Open source | — | — | 12 |
| AI Search Engine | Open source | — | — | 8 | |
| PRPrivateGPT | AI Search Engine | Open source · Self-hostable | — | — | 5 |
| Anxietyreset | Mental Health Tech | Open source | — | — | 4 |
| Answerarc | Conversational AI | Open source | Tel Aviv, Israel | — | 4 |
| Denser AI | AI Chatbot | Open source | Tel Aviv, Israel | — | — |
| Askhorizon | Conversational AI | Open source | London, United Kingdom | — | — |
| Avawellness | HealthTech | Open source | Tel Aviv, Israel | — | — |
| Xallarap | Conversational AI | Open source | — | — | — |
| Gravvi | Customer Service Automation | Open source | Tel Aviv, Israel | — | — |
| Moriwa | Conversational AI | Open source | — | — | — |
| Agentic AI | Open source | San Francisco, United States | — | — | |
| AI Agent | Open source | — | — | — | |
| Johnhopebryant | Fintech | Open source | — | — | — |
| Eazycare | HealthTech | Open source | — | — | — |
| Kedmah | Conversational AI | Open source | Tel Aviv, Israel | — | — |
| Maiqa | Conversational AI | Open source | — | — | — |
| Domulis | Conversational AI | Open source | London, United Kingdom | — | — |