Alternatives to Cashflows
The top Fintech companies similar to Cashflows, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
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Worldpay57FintechCincinnati, United StatesGlobal payment processor handling $300B+ annually, acquired by Global Payments for $22.7B.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Geckopay offers a payment gateway and financial tools for businesses, focusing on seamless integration and global reach.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Modern Treasury67FintechSan Francisco, United States$145.1MPayment operations software to automate money movement, tracking, and reconciliation for businesses.
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Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
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Global Payments66FintechAtlanta, United States$607.0MA global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.
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Contabilizei63FintechSão Paulo, Brazil$81.0MOnline accounting platform simplifying tax and financial processes for Brazilian SMEs.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Alipay+62FintechSingapore, Singapore$1.2BA unified digital payment gateway connecting consumers, merchants, and financial institutions globally, enabling seamless cross-border payments through QR code scanning and other digital solutions.
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Pine Labs61FintechGurugram, India$286.0MA global fintech platform providing merchant commerce solutions, including POS, payment gateways, and BNPL.
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Fiserv Inc.77Banking TechnologyMilwaukee, United States$300.0MGlobal financial technology provider for banks, credit unions, merchants, and businesses.
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Pay.com55FintechTel Aviv, Israel$100.0MAll-inclusive payment platform for businesses of all sizes, from micro-merchants to large enterprises.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Splitit51FintechNew York, United States$297.6MSplitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions.
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Klearly49FintechAmsterdam, Netherlands$2.5MKlearly simplifies payment acceptance for SMEs across Europe using a mobile app.
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Osu46FintechLondon, United Kingdom$3.2MPayments, scheduling, and business management app for sole traders and small businesses.
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PAYBYPAGO28FintechSliema, MaltaA licensed Payment Institution offering secure, real-time online payment solutions for businesses.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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RecargaPay59FintechSão Paulo, BrazilA leading Brazilian fintech offering a digital wallet, prepaid cards, and payment solutions for consumers and businesses.
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Assetly34FintechNew York, United States$1.0MFintech platform for creators and small businesses to manage finances and payments.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
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NIUM69FintechSingapore, Singapore$331.0MGlobal financial infrastructure platform enabling businesses to move money across borders.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Paymentology67FintechLondon, United Kingdom$195.0MA leading global issuer-processor enabling businesses to issue and manage payment cards.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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dLocal66FintechMontevideo, Malta$45.0MdLocal offers a robust payment processing solution designed for global enterprises to navigate cross-border transactions in emerging markets.
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Augustus65FintechNew York, United States$210.0MAugustus is building the Global Dollar Bank, a modern clearing bank providing international financial institutions with direct, 24/7 access to US Dollar payment rails.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Balance63FintechNew York, United States$86.5MFull-Stack AI Accounting for B2B payments and commerce.
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Juspay63FintechBengaluru, India$212.1MGlobal payments operating system for merchants, optimizing checkout and payment orchestration.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.
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Scalapay61FintechMilan, Italy$781.5MScalapay is a leading European buy-now-pay-later (BNPL) platform offering interest-free installment payments.
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Funding Societies46FintechSingapore, SingaporeLeading digital finance platform for SMEs in Southeast Asia, offering loans and payment solutions.
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PaySend61FintechValletta, Malta$20.0MA global fintech company providing an online platform for international money transfers and related financial services.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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Yoyo Wallet60FintechLondon, United Kingdom$31.0MBank card-linked loyalty platform for personalized rewards and seamless redemption.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Raisin60FintechBerlin, Germany$1.0BEuropean savings and investment marketplace connecting customers with attractive deposit and investment products.
Compare Cashflows head to head
Side by side on what each one does, what it costs, and what real users report.

