Alternatives to CapitalOS
The top Fintech companies similar to CapitalOS, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
- Website
Ramp62FintechNew York City, United States$2.9BAI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
- Website
Marqeta75Fintech & PaymentsOakland, United States$371.0MModern card issuing platform for innovators, enabling businesses to create and manage payment solutions.
- Website
Brex67FintechSan Francisco, United States$1.9B - Website
Rho65FintechNew York, United States$344.9MFinancial operating system for startups and scale-ups with banking, cards, and treasury.
- Website
Spendesk63FintechParis, France$71.0MAll-in-one spend management platform for growing businesses.
- Website
Mesh Payments62FintechNew York, United States$123.0MModern corporate spend management platform for global enterprises, simplifying travel and expense.
- Website
Payhawk61FintechLondon, United Kingdom$81.0MAll-in-one spend management platform for businesses, simplifying expenses, cards, and payments.
- Website
Reap57FintechHong Kong, Hong Kong$45.0MA corporate payment solutions platform for businesses to manage and optimize their spending.
- Website
Divvy (acquired by Bill.com)55FintechSalt Lake City, United States$417.5MCorporate card and spend management platform for businesses, acquired by Bill.com.
- Website
Floodlight54FintechSan Francisco, United States$6.4MReinventing the finance experience for modern businesses, empowering founders to focus on growth.
- Website PAParker53FintechSan Francisco, United States$45.0M
Corporate credit cards and banking services for businesses.
- Website
PEX52FintechNew York, USA$160.0MIntegrated payments, credit, and spend management platform for businesses.
- Website
Astrada49FintechSan Francisco, United States$15.8MThe data layer for autonomous finance, processing card spend and transactions for automated financial operations.
- Website
Skoor41Fintech$10.0MAI-powered corporate cards, expense management, bill payments, and accounting for small businesses.
- Website
Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
- Website
Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
- Website
Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
- Website
Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
- Website
Slash59FintechSan Francisco, United States$119.0MA business banking platform offering corporate cards, crypto payment integration, and automated financial management tools.
- Website
Blue Dot58FintechTel Aviv, Israel$89.5MBlue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.
- Website
American Express Company43FintechNew York, United StatesA global financial services corporation known for its payment cards, network, and travel-related services.
- Website
Float financial57FintechToronto, Canada$158.5MA Canadian business finance platform offering corporate cards, expense management, and high-yield accounts.
- Website
Capital on Tap55FintechLondon, United Kingdom$1.6BProvides flexible business credit and payment solutions for SMEs.
- Website
Scapia54FintechBengaluru, India$63.0MTravel booking platform combined with co-branded credit cards and mobile payments.
- Website
PayEm54FintechTel Aviv, Israel$207.0MGlobal spend management and procurement platform automating the request-to-reconciliation process.
- Website
C6 Bank52FintechSao Paulo, Brazil$820.0MA Brazilian digital bank offering a full suite of financial products and services for individuals and businesses.
- Website
Emburse Spend (formerly Abacus)50FintechLos Angeles, United States$95.0MEmburse provides a suite of expense management and accounts payable solutions for businesses.
- Website DADaylight49FintechSan Francisco, United States$75.0M
- Website ONOndot Systems49FintechSan Jose, United States$61.1M
Provides a white-label digital card services platform for financial institutions to enhance card control and visibility.
- Website
MatchMove47FintechSingapore, Singapore$10.0MDigital payments and banking solutions for businesses and consumers.
- Website
Marshmallow66InsurTechLondon, United Kingdom$194.7MA UK-based fintech company providing insurance and financial services to newcomers and underserved communities.
- Website
Opal Payment44FintechNew York, United States$1.5MOpal automates media agency back-office operations, including contract, invoicing, and payment management.
- Website
Salmon40FintechTel Aviv, Israel$188.0MSalmon is a fintech company providing a platform for managing and optimizing business finances.
- Website
Casap39FintechMiami, United States$26.5MCasap is a platform that helps individuals and small businesses manage their finances and payments.
- Website
DBS Bank24FintechSingapore, SingaporeA leading digital bank in Asia, focused on leveraging technology to provide seamless banking experiences.
- Website
PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
- Website
Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
- Website
Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
- Website
Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
- Website
PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
- Website
Assetly34FintechNew York, United States$1.0MFintech platform for creators and small businesses to manage finances and payments.
- Website
Proyix33Fintech$1.5MProyix is a platform that helps businesses manage and automate their financial operations, including invoicing, payments, and expense tracking.
- Website FIFinstep33FintechTel Aviv, Israel$1.5M
Finstep provides a platform for managing and optimizing business finances for freelancers and small businesses.
- Website
Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
- Website
Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
- Website
Papaya Global71FintechTel Aviv, Israel$438.0MGlobal payroll and payments platform for enterprises, simplifying international workforce management.
- Website
ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
- Website
Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
- Website
Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
- Website
CloudPay70FintechNew York, United States$178.0MGlobal payroll and payments platform for modern businesses.
- Website
Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
- Website
NIUM69FintechSingapore, Singapore$331.0MGlobal financial infrastructure platform enabling businesses to move money across borders.
- Website
Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
- Website
FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
- Website
Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
- Website
Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
- Website
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
- Website
BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
Compare CapitalOS head to head
Side by side on what each one does, what it costs, and what real users report.

