Alternatives to Bank of America
The top Fintech companies similar to Bank of America, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
- Website SCScotiabankBankingToronto, Canada
Canadian multinational banking and financial services company headquartered in Toronto, Ontario.
- Website AKAkbank AGBankingFrankfurt, Germany
German subsidiary of Akbank TAS providing corporate, commercial, retail and investment banking services.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
- Website MAMaya74FintechTaguig, Philippines$732.0M
A digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
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Tipalti74FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
- Website FIFiserv73FintechBrookfield, United States$300.0M
Global provider of financial services technology and payment solutions.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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FIS70FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Unit70FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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NIUM70FintechSingapore, Singapore$331.0MGlobal financial infrastructure platform enabling businesses to move money across borders.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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Mesh Payments69FintechNew York, United States$123.0MModern corporate spend management platform for global enterprises, simplifying travel and expense.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Curve69FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Sunbit68FintechSan Diego, United States$406.0MPoint-of-sale lending and a no-fee credit card for everyday expenses.
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Block67FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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Modern Treasury67FintechSan Francisco, United States$145.1MPayment operations software to automate money movement, tracking, and reconciliation for businesses.
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Paymentology67FintechLondon, United Kingdom$195.0MA leading global issuer-processor enabling businesses to issue and manage payment cards.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Global Payments66FintechAtlanta, United States$607.0MA global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.
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dLocal66FintechMontevideo, Malta$45.0MdLocal offers a robust payment processing solution designed for global enterprises to navigate cross-border transactions in emerging markets.
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Divvy (acquired by Bill.com)66FintechSalt Lake City, United States$417.5MCorporate card and spend management platform for businesses, acquired by Bill.com.
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Augustus65FintechNew York, United States$210.0MAugustus is building the Global Dollar Bank, a modern clearing bank providing international financial institutions with direct, 24/7 access to US Dollar payment rails.
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Upgrade65FintechSan Mateo, United States$871.0MConsumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
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Rho64FintechNew York, United States$344.9MFinancial operating system for startups and scale-ups with banking, cards, and treasury.
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Square64FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
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Affirm64FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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Balance63FintechNew York, United States$86.5MFull-Stack AI Accounting for B2B payments and commerce.
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Spendesk63FintechParis, France$71.0MAll-in-one spend management platform for growing businesses.
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Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
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Alipay+62FintechSingapore, Singapore$1.2BA unified digital payment gateway connecting consumers, merchants, and financial institutions globally, enabling seamless cross-border payments through QR code scanning and other digital solutions.
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Ramp62FintechNew York City, United States$2.9BAI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
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Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
- Website ANAnt International62FintechHangzhou, China$2.2B
Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.
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M-KOPA62FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Juspay62FintechBengaluru, India$212.1MGlobal payments operating system for merchants, optimizing checkout and payment orchestration.
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Branch International62FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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PaySend61FintechValletta, Malta$20.0MA global fintech company providing an online platform for international money transfers and related financial services.
- Website PIPine Labs61FintechGurugram, India$286.0M
A global fintech platform providing merchant commerce solutions, including POS, payment gateways, and BNPL.
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Payhawk61FintechLondon, United Kingdom$81.0MAll-in-one spend management platform for businesses, simplifying expenses, cards, and payments.
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Lili61FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Reap61FintechHong Kong, Hong Kong$45.0MA corporate payment solutions platform for businesses to manage and optimize their spending.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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JUMO World61FintechLondon, United Kingdom$227.0MFinancial services platform for emerging markets, enabling access to credit and payments.
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Scalapay61FintechMilan, Italy$781.5MScalapay is a leading European buy-now-pay-later (BNPL) platform offering interest-free installment payments.
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Atom Bank60FintechDurham, United Kingdom$176.3MA UK-based digital challenger bank.
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Behalf60FintechNew York, United States$411.0MB2B purchase financing for SMBs to buy more and vendors to sell more.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Pay.com59FintechTel Aviv, Israel$100.0MAll-inclusive payment platform for businesses of all sizes, from micro-merchants to large enterprises.