Zopa Bank is a UK-based digital bank that provides a range of financial services including savings accounts, personal loans, and a current account called Biscuit. Founded in 2004, it has transitioned from a peer-to-peer lending platform to a fully regulated bank. Zopa aims to be a 'Home of Money' for its customers, focusing on rewarding loyalty and deepening customer relationships. The company has reported consistent profitability and significant customer growth, expanding its offerings into everyday banking and investments.