Africa

Nigeria AI startups & tech ecosystem (2026)

Lagos and pan-African fintech & AI. Nigeria is home to 55 AI & tech startups, 1 investors, and 2 tracked founders and operators, with the largest hub in Lagos. Total tracked funding to date: $412.9M.

Across 5 cities, the largest startup hubs are Lagos (40 startups, $412.9M raised), Unknown (9 startups), and Abuja (4 startups). The most active sectors are Fintech, Payments, E-commerce, Financial Services, and RetailTech.

Top Nigeria startups by total score include Konga, Terra Industries, CredPal, PalmPay, and MainOne Cable Company Nigeria — browse the full ranked list below or jump straight into search.

Startups
55
Total funding tracked
$412.9M
Aggregated from startup profile totals.
Investors
1
People
2
Startup hubs in Nigeria
Circle size indicates relative startup concentration. Click a city to search.
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Top startup cities in Nigeria
Where startups list their HQ city. Click to search by metro.
CityStartups
Lagos40Search
Unknown9Search
Abuja4Search
Kano1Search
Port Harcourt1Search
Nigeria startups by sector
Based on sector tags on startup profiles in Nigeria.
Top startups in Nigeria by score
Ranked by internal profile score. View all 55 in search.
#CompanyCityFundingScore
1Konga

Nigerian e-commerce platform offering retail, marketplace, logistics, and payment services.

Lagos$78.5M61
2Terra Industries

African defensetech company designing infrastructure and autonomous systems to help African nations monitor and respond to threats.

Lagos$22.0M54
3CredPal

CredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.

Lagos$16.6M53
4PalmPay

Mobile payment and financial services platform for emerging markets, focusing on Africa.

Lagos$190.0M50
5MainOne Cable Company Nigeria

West Africa's leading provider of wholesale broadband, data center, and connectivity solutions.

Lagos50
6Nomba

Nigerian paytech platform providing payment terminals, checkout solutions, and business banking for African SMEs.

Lagos$42.7M48
7Alitheia Capital

Venture capital investor focused on African startups.

Lagos$63.0M43
8nahme

AI-powered event photo platform that instantly finds attendee photos without app downloads or accounts.

Lagos15
9Moniepoint

Moniepoint is a financial technology company that provides digital financial services for businesses.

Lagos15
10Kuda

Kuda is a digital bank for individuals.

Lagos7
11Regxta

Regxta is a startup.

3
12Boomplay

Boomplay is an African-focused music and video streaming platform.

Lagos3
13Xpertech Solutions

Xpertech Solutions is an ICT and renewable energy conglomerate.

Abuja3
14MasteryHive AI

MasteryHive AI is an AI-native platform automating transaction reconciliation, fraud detection, and AML monitoring.

3
15OPay

OPay offers a mobile payment service and consumer platform that enables users to send and receive money, pay bills, and order food and groceries.

Lagos3
16Sabi

Sabi is a provider of digital infrastructure for the distribution of goods and services.

Lagos3
17Intron Health

Intron Health automates core, time-intensive processes in hospital systems.

Lagos3
18Bayse

Bayse is Nigeria's take on Polymarket, aiming to redefine prediction markets.

Lagos3
19Cardtonic

Cardtonic is a fintech company.

Lagos2
20Smartcash PSB

Smartcash PSB is a Payment Service Bank that offers digital financial solutions.

Lagos2
21Bani

Bani is a cross-border payments infrastructure platform.

2
22FairMoney

FairMoney offers micro loans in Nigeria through their mobile, Android app.

Lagos2
23CrowdForce

CrowdForce is a crowdsourcing platform designed to help businesses, governments, and nonprofits scale to underserved populations.

Lagos2
24Fire Bee Techno Services

Fire Bee Techno Services is a Blockchain and AI Development Company.

Lagos2
25Xolani Health

Xolani Health focuses on healthcare diagnostics for underserved regions.

Abuja2
26CDIAL AI

CDIAL AI is an AI startup.

2
27Theorem Team

Theorem Team is a Shopify Partner Agency.

Lagos1
28Nigeria Inter-Bank Settlement System

Nigeria Inter-Bank Settlement System is a financial services company.

Lagos1
29Duplo

Duplo is a fintech company providing payment solutions.

Lagos1
30Kobo360

Kobo360 is a company providing a digital logistics platform for haulage operations.

Lagos1
31Rural Farmers Hub

Rural Farmers Hub is an AI startup focused on agriculture.

1
32Lidya

Lidya uses a tech-based credit algorithm to loan to small businesses without credit histories.

Lagos1
33Cori AI Lab

Cori AI Lab is an AI startup focused on the SME market.

Port Harcourt1
34Paga

Paga is an agent-based payment solutions provider for consumers and businesses.

Lagos1
35PhorionAI

PhorionAI is an AI startup focused on healthcare diagnostics.

Kano0
36Radius AI

Radius AI is an AI startup.

0
37LevvyBox

LevvyBox creates new income opportunities through mobile outdoor advertising.

Lagos0
38BAC Intelligence

BAC Intelligence is an aviation analytics startup.

0
39Awarri

Awarri is an AI startup focused on local language models.

Lagos0
40ChipMango

ChipMango focuses on building chip design capacity from Africa.

Lagos0

Frequently asked questions about Nigeria startups

How many startups are in Nigeria?
StartupHub.ai tracks 55 startups headquartered in Nigeria, with $412.9M in total tracked funding across 5 cities.
What are the top startup cities in Nigeria?
The top startup cities are Lagos (40), Unknown (9), Abuja (4), Kano (1), Port Harcourt (1).
What sectors are Nigeria startups focused on?
The most common sectors are Fintech, Payments, E-commerce, Financial Services, RetailTech.
How many investors are active in Nigeria?
There are 1 investors tracked in Nigeria, including venture capital firms, angel investors, and corporate investors.

Explore Nigeria with search filters

Search, sort, export, and save lists of Nigeria startups, investors, and people. Matches queries like “Nigeria AI startups” or “startups in Nigeria”.

Nigeria AI startup ecosystem — frequently asked

How many AI startups are in Nigeria?

StartupHub.ai tracks 55 startups headquartered in Nigeria, with $412.9M in total tracked funding across 5 cities.

What are the top startup cities in Nigeria?

The top startup cities in Nigeria are Lagos (40 startups), Unknown (9 startups), Abuja (4 startups), Kano (1 startups), Port Harcourt (1 startups).

Which sectors are Nigeria startups focused on?

The most common sectors for Nigeria startups are Fintech, Payments, E-commerce, Financial Services, RetailTech.

How many investors are active in Nigeria?

There are 1 investors tracked in Nigeria on StartupHub.ai — venture capital firms, angel investors, corporate investors, and family offices. Browse all Nigeria investors.

How is Nigeria startup data sourced?

Every Nigeria profile on StartupHub.ai is built from structured HQ-country fields, public registry data (Companies House, SEC, INSEE, OrgBook, etc.), founder LinkedIn signals, and verified company websites. Profiles are refreshed continuously as new funding rounds and team changes are detected. More on our methodology.

What is the total startup funding in Nigeria?

Startups headquartered in Nigeria have raised a total of $412.9M in tracked funding on StartupHub.ai.