Africa
Nigeria AI startups & tech ecosystem (2026)
Lagos and pan-African fintech & AI. Nigeria is home to 55 AI & tech startups, 1 investors, and 2 tracked founders and operators, with the largest hub in Lagos. Total tracked funding to date: $412.9M.
Across 5 cities, the largest startup hubs are Lagos (40 startups, $412.9M raised), Unknown (9 startups), and Abuja (4 startups). The most active sectors are Fintech, Payments, E-commerce, Financial Services, and RetailTech.
Top Nigeria startups by total score include Konga, Terra Industries, CredPal, PalmPay, and MainOne Cable Company Nigeria — browse the full ranked list below or jump straight into search.
| # | Company | City | Funding | Score |
|---|---|---|---|---|
| 1 | Konga Nigerian e-commerce platform offering retail, marketplace, logistics, and payment services. | Lagos | $78.5M | 61 |
| 2 | Terra Industries African defensetech company designing infrastructure and autonomous systems to help African nations monitor and respond to threats. | Lagos | $22.0M | 54 |
| 3 | CredPal CredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa. | Lagos | $16.6M | 53 |
| 4 | PalmPay Mobile payment and financial services platform for emerging markets, focusing on Africa. | Lagos | $190.0M | 50 |
| 5 | MainOne Cable Company Nigeria West Africa's leading provider of wholesale broadband, data center, and connectivity solutions. | Lagos | — | 50 |
| 6 | Nomba Nigerian paytech platform providing payment terminals, checkout solutions, and business banking for African SMEs. | Lagos | $42.7M | 48 |
| 7 | Alitheia Capital Venture capital investor focused on African startups. | Lagos | $63.0M | 43 |
| 8 | nahme AI-powered event photo platform that instantly finds attendee photos without app downloads or accounts. | Lagos | — | 15 |
| 9 | Moniepoint Moniepoint is a financial technology company that provides digital financial services for businesses. | Lagos | — | 15 |
| 10 | Kuda Kuda is a digital bank for individuals. | Lagos | — | 7 |
| 11 | Regxta Regxta is a startup. | — | — | 3 |
| 12 | Boomplay Boomplay is an African-focused music and video streaming platform. | Lagos | — | 3 |
| 13 | Xpertech Solutions Xpertech Solutions is an ICT and renewable energy conglomerate. | Abuja | — | 3 |
| 14 | MasteryHive AI MasteryHive AI is an AI-native platform automating transaction reconciliation, fraud detection, and AML monitoring. | — | — | 3 |
| 15 | OPay OPay offers a mobile payment service and consumer platform that enables users to send and receive money, pay bills, and order food and groceries. | Lagos | — | 3 |
| 16 | Sabi Sabi is a provider of digital infrastructure for the distribution of goods and services. | Lagos | — | 3 |
| 17 | Intron Health Intron Health automates core, time-intensive processes in hospital systems. | Lagos | — | 3 |
| 18 | Bayse Bayse is Nigeria's take on Polymarket, aiming to redefine prediction markets. | Lagos | — | 3 |
| 19 | Cardtonic Cardtonic is a fintech company. | Lagos | — | 2 |
| 20 | Smartcash PSB Smartcash PSB is a Payment Service Bank that offers digital financial solutions. | Lagos | — | 2 |
| 21 | Bani Bani is a cross-border payments infrastructure platform. | — | — | 2 |
| 22 | FairMoney FairMoney offers micro loans in Nigeria through their mobile, Android app. | Lagos | — | 2 |
| 23 | CrowdForce CrowdForce is a crowdsourcing platform designed to help businesses, governments, and nonprofits scale to underserved populations. | Lagos | — | 2 |
| 24 | Fire Bee Techno Services Fire Bee Techno Services is a Blockchain and AI Development Company. | Lagos | — | 2 |
| 25 | Xolani Health Xolani Health focuses on healthcare diagnostics for underserved regions. | Abuja | — | 2 |
| 26 | CDIAL AI CDIAL AI is an AI startup. | — | — | 2 |
| 27 | Theorem Team Theorem Team is a Shopify Partner Agency. | Lagos | — | 1 |
| 28 | Nigeria Inter-Bank Settlement System Nigeria Inter-Bank Settlement System is a financial services company. | Lagos | — | 1 |
| 29 | Duplo Duplo is a fintech company providing payment solutions. | Lagos | — | 1 |
| 30 | Kobo360 Kobo360 is a company providing a digital logistics platform for haulage operations. | Lagos | — | 1 |
| 31 | Rural Farmers Hub Rural Farmers Hub is an AI startup focused on agriculture. | — | — | 1 |
| 32 | Lidya Lidya uses a tech-based credit algorithm to loan to small businesses without credit histories. | Lagos | — | 1 |
| 33 | Cori AI Lab Cori AI Lab is an AI startup focused on the SME market. | Port Harcourt | — | 1 |
| 34 | Paga Paga is an agent-based payment solutions provider for consumers and businesses. | Lagos | — | 1 |
| 35 | PhorionAI PhorionAI is an AI startup focused on healthcare diagnostics. | Kano | — | 0 |
| 36 | Radius AI Radius AI is an AI startup. | — | — | 0 |
| 37 | LevvyBox LevvyBox creates new income opportunities through mobile outdoor advertising. | Lagos | — | 0 |
| 38 | BAC Intelligence BAC Intelligence is an aviation analytics startup. | — | — | 0 |
| 39 | Awarri Awarri is an AI startup focused on local language models. | Lagos | — | 0 |
| 40 | ChipMango ChipMango focuses on building chip design capacity from Africa. | Lagos | — | 0 |
Frequently asked questions about Nigeria startups
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Nigeria AI startup ecosystem — frequently asked
How many AI startups are in Nigeria?
StartupHub.ai tracks 55 startups headquartered in Nigeria, with $412.9M in total tracked funding across 5 cities.
What are the top startup cities in Nigeria?
The top startup cities in Nigeria are Lagos (40 startups), Unknown (9 startups), Abuja (4 startups), Kano (1 startups), Port Harcourt (1 startups).
Which sectors are Nigeria startups focused on?
The most common sectors for Nigeria startups are Fintech, Payments, E-commerce, Financial Services, RetailTech.
How many investors are active in Nigeria?
There are 1 investors tracked in Nigeria on StartupHub.ai — venture capital firms, angel investors, corporate investors, and family offices. Browse all Nigeria investors.
How is Nigeria startup data sourced?
Every Nigeria profile on StartupHub.ai is built from structured HQ-country fields, public registry data (Companies House, SEC, INSEE, OrgBook, etc.), founder LinkedIn signals, and verified company websites. Profiles are refreshed continuously as new funding rounds and team changes are detected. More on our methodology.
What is the total startup funding in Nigeria?
Startups headquartered in Nigeria have raised a total of $412.9M in tracked funding on StartupHub.ai.