Nigeria AI startups & tech ecosystem (2026)

CredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.

Nigerian e-commerce platform offering retail, marketplace, logistics, and payment services.

African defensetech company designing infrastructure and autonomous systems to help African nations monitor and respond to threats.

A digital banking platform offering loans, savings, and payment services to underserved consumers in Nigeria and India.

West Africa's leading provider of wholesale broadband, data center, and connectivity solutions.

Nigerian paytech platform providing payment terminals, checkout solutions, and business banking for African SMEs.

Daystar Power is a company providing solar energy solutions.

Revolutionizing data in frontier market's informal trade by providing real-time market intelligence and financial solutions.

Beacon Power Services provides data solutions and grid management software for Africa’s power sector, empowering utilities to optimize operations and improve efficiency.

Efiwe AI is a mobile-first, AI-powered EdTech platform that teaches coding on smartphones, optimized for low-connectivity environments and multilingual support.

Mobile payment and financial services platform for emerging markets, focusing on Africa.

InstiQ is a leading provider of tech solutions, including software development, IT advisory, and digital transformation services, to financial institutions, educational sectors, and health organizations in Africa.

Venture capital investor focused on African startups.

Empowering credit providers with loan management systems and lending APIs to launch, scale, and succeed.

Arnergy provides distributed renewable energy solutions for businesses and communities in emerging markets.

FSI connects the Nigerian fintech community to financial regulators, fostering innovation and collaboration.

A multi-currency fintech platform enabling seamless global payments, banking, and spend management for individuals and businesses across Africa.

Mono helps businesses across Africa access high-quality financial data and direct bank payments securely and reliably.

Bitnob builds Bitcoin payment solutions for African individuals and businesses, enabling cross-border payments, virtual cards, and crypto savings.

Nigeria Inter-Bank Settlement System is a financial services company.

Moniepoint is a financial technology company that provides digital financial services for businesses.

AI-powered event photo platform that instantly finds attendee photos without app downloads or accounts.

Edukoya is an education technology company that connects African learners with digital curriculum content and on-demand teachers for real-time online education.

Casava is an insurtech company offering affordable, easy-to-use subscription-based insurance for life, health, devices, and employment.

Awarri is an AI startup focused on local language models.

Kippa is a mobile app that helps African small business owners manage their finances and bookkeeping digitally.

All-in-one HR and payroll platform built for Nigeria, featuring GPS attendance and automated compliance.

Synthos is a specialized MLOps platform that validates AI training data.

Kuda is a digital bank for individuals.

Boomplay is an African-focused music and video streaming platform.

MasteryHive AI is an AI-native platform automating transaction reconciliation, fraud detection, and AML monitoring.

FairMoney offers micro loans in Nigeria through their mobile, Android app.

Bayse is Nigeria's take on Polymarket, aiming to redefine prediction markets.

Sabi is a provider of digital infrastructure for the distribution of goods and services.

OPay offers a mobile payment service and consumer platform that enables users to send and receive money, pay bills, and order food and groceries.

Regxta is a startup.

Intron Health automates core, time-intensive processes in hospital systems.

Xpertech Solutions is an ICT and renewable energy conglomerate.

CDIAL AI is an AI startup.

Smartcash PSB is a Payment Service Bank that offers digital financial solutions.