Africa

Nigeria AI startups & tech ecosystem (2026)

Lagos and pan-African fintech & AI. Nigeria has 76 startups, 2 investors, and 4 open tech jobs, led by Lagos. $575.3M in tracked funding.

Startups

76

Funding tracked

$575.3M

Investors

2

Open tech jobs

4

People

2

Startup hubs in Nigeria
Click a city bubble to filter search. Bubble size = startup count.
Loading map...

Top sectors in Nigeria

From sector tags on profiles

  • 1.Fintech19 companies
  • 2.Digital Payments10 companies
  • 3.Payments10 companies
  • 4.Embedded Finance8 companies
  • 5.API Platform5 companies
  • 6.E-commerce5 companies
  • 7.Enterprise Software5 companies
  • 8.Financial Services4 companies
  • 9.Generative AI4 companies
  • 10.Marketplace4 companies
Top startups in Nigeria
Ranked by profile score. View all in search
1
Konga
Nigerian e-commerce platform offering retail, marketplace, logistics, and payment services.
E-commerce
Series C
$78.5M
61
2
Terra Industries
African defensetech company designing infrastructure and autonomous systems to help African nations monitor and respond to threats.
Defense Tech
Extension
$22.0M
54
3
CredPal
CredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.
Fintech
Series A
$16.6M
170 emp.
53
4
FairMoney
A digital banking platform offering loans, savings, and payment services to underserved consumers in Nigeria and India.
Fintech
Series A
$12.4M
1,288 emp.
51
5
PalmPay
Mobile payment and financial services platform for emerging markets, focusing on Africa.
Fintech
$190.0M
50
6
MainOne Cable Company Nigeria
West Africa's leading provider of wholesale broadband, data center, and connectivity solutions.
Telecommunications
50
7
Nomba
Nigerian paytech platform providing payment terminals, checkout solutions, and business banking for African SMEs.
Fintech
Series B
$42.7M
48
8
Daystar Power
Daystar Power is a company providing solar energy solutions.
Energy
Series B
$150.0M
47
9
Alitheia Capital
Venture capital investor focused on African startups.
Venture Capital
Fund
$63.0M
43
10
nahme
AI-powered event photo platform that instantly finds attendee photos without app downloads or accounts.
Artificial Intelligence
Pre-Seed
10 emp.
15
11
Moniepoint
Moniepoint is a financial technology company that provides digital financial services for businesses.
15
12
Zentrosuite
All-in-one HR and payroll platform built for Nigeria, featuring GPS attendance and automated compliance.
HR Tech
8
13
Kuda
Kuda is a digital bank for individuals.
7
14
Boomplay
Boomplay is an African-focused music and video streaming platform.
3
15
Regxta
Regxta is a startup.
3
16
MasteryHive AI
MasteryHive AI is an AI-native platform automating transaction reconciliation, fraud detection, and AML monitoring.
3
17
Bayse
Bayse is Nigeria's take on Polymarket, aiming to redefine prediction markets.
3
18
Intron Health
Intron Health automates core, time-intensive processes in hospital systems.
HealthTech
3
19
Sabi
Sabi is a provider of digital infrastructure for the distribution of goods and services.
3
20
OPay
OPay offers a mobile payment service and consumer platform that enables users to send and receive money, pay bills, and order food and groceries.
3
21
Xpertech Solutions
Xpertech Solutions is an ICT and renewable energy conglomerate.
3
22
CDIAL AI
CDIAL AI is an AI startup.
2
23
Bani
Bani is a cross-border payments infrastructure platform.
2
24
Smartcash PSB
Smartcash PSB is a Payment Service Bank that offers digital financial solutions.
Fintech
2
25
Xolani Health
Xolani Health focuses on healthcare diagnostics for underserved regions.
2
26
FairMoney
FairMoney offers micro loans in Nigeria through their mobile, Android app.
2
27
Cardtonic
Cardtonic is a fintech company.
2
28
CrowdForce
CrowdForce is a crowdsourcing platform designed to help businesses, governments, and nonprofits scale to underserved populations.
Fintech
2
29
Fire Bee Techno Services
Fire Bee Techno Services is a Blockchain and AI Development Company.
2
30
Theorem Team
Theorem Team is a Shopify Partner Agency.
1
31
Cori AI Lab
Cori AI Lab is an AI startup focused on the SME market.
1
32
Rural Farmers Hub
Rural Farmers Hub is an AI startup focused on agriculture.
1
33
Paga
Paga is an agent-based payment solutions provider for consumers and businesses.
1
34
Kobo360
Kobo360 is a company providing a digital logistics platform for haulage operations.
1
35
Lidya
Lidya uses a tech-based credit algorithm to loan to small businesses without credit histories.
1
36
Duplo
Duplo is a fintech company providing payment solutions.
Fintech
1
37
Nigeria Inter-Bank Settlement System
Nigeria Inter-Bank Settlement System is a financial services company.
1
38
Lendsqr
Empowering credit providers with loan management systems and lending APIs to launch, scale, and succeed.
Fintech
29 emp.
0
39
PhorionAI
PhorionAI is an AI startup focused on healthcare diagnostics.
0
40
LevvyBox
LevvyBox creates new income opportunities through mobile outdoor advertising.
0

FAQ

Nigeria startup ecosystem