Plaid vs Zip (Formerly Quadpay)
Plaid vs Zip (Formerly Quadpay), compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Plaid is on 70/100 and Zip (Formerly Quadpay) on 43/100.
Where each one leads
Plaid
- our overall score: 70/100 against 43/100
Zip (Formerly Quadpay)
- funding raised: $1.3B against $734M
At a glance
| Measure | Plaid | Zip (Formerly Quadpay) |
|---|---|---|
| What it is | Plaid provides a data transfer network powering fintech and digital finance products. | Buy Now, Pay Later (BNPL) service formerly known as Quadpay, enabling installment payments for online and in-store purchases. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B2C |
| Offering | Platform | Platform |
| Founded | 2013 | 2013 |
| Headquarters | San Francisco, United States | Sydney, Australia |
| Status | Active | Active |
Size, funding and growth
| Measure | Plaid | Zip (Formerly Quadpay) |
|---|---|---|
| Employees | 1,501 | Not published |
| Headcount growthLast 12 months | +87.5% | Not published |
| Total funding | $734M | $1.3B |
| Latest round | Not published | Secondary Market |
| Valuation | $13B | Not published |
| LinkedIn followers | 245,610 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Plaid | Zip (Formerly Quadpay) |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 70/100 | 43/100 |
| Traction | 60/100 | 40/100 |
| Team | 30/100 | 50/100 |
| Search visibility | 54/100 | 5/100 |
| Quality | 86/100 | 50/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (50/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 86/100 | 84/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Plaid | Zip (Formerly Quadpay) |
|---|---|---|
| Hosting | AWS | Not detected |
| CDN | CloudFront | Cloudflare |
| Frameworks | Next.js, Bootstrap | Graphql |
| Analytics | Segment | Not detected |
| Open source | Yes | No |
Plaid vs Zip (Formerly Quadpay): common questions
Which is better, Plaid or Zip (Formerly Quadpay)?
On our 0-100 score Plaid rates higher (70/100 against 43/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Plaid and Zip (Formerly Quadpay) compare on the numbers?
Plaid leads on our overall score (70/100 against 43/100). Zip (Formerly Quadpay) leads on funding raised ($1.3B against $734M).
Read the full Plaid review and pricing or the Zip (Formerly Quadpay) review and pricing. You can also browse other Plaid alternatives we track.