Open Payments vs Plaid
Open Payments vs Plaid, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Open Payments is on 49/100 and Plaid on 70/100.
Where each one leads
Open Payments
Leads on none of the measures we hold for both companies.
Plaid
- our overall score: 70/100 against 49/100
- domain rating: 86/100 against 35/100
- funding raised: $734M against $3.2M
At a glance
| Measure | Open Payments | Plaid |
|---|---|---|
| What it is | Enabling real-time account verification and streamlined B2B payments through a unified Open Banking API. | Plaid provides a data transfer network powering fintech and digital finance products. |
| Category | Fintech, Payments, Fraud Prevention, API | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Platform |
| Founded | 2017 | 2013 |
| Headquarters | Stockholm, Sweden | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Open Payments | Plaid |
|---|---|---|
| Employees | Not published | 1,501 |
| Headcount growthLast 12 months | Not published | +87.5% |
| Total funding | $3.2M | $734M |
| Latest round | Seed | Not published |
| Valuation | Not published | $13B |
| LinkedIn followers | Not published | 245,610 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Open Payments | Plaid |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 70/100 |
| Traction | 33/100 | 60/100 |
| Team | 70/100 | 30/100 |
| Search visibility | Not published | 54/100 |
| Quality | 58/100 | 86/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (47/100) | D (50/100) |
| Domain ratingLink authority, 0-100 | 35/100 | 86/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Open Payments | Plaid |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | CloudFront |
| CMS | Webflow | Not detected |
| Frameworks | Not detected | Next.js, Bootstrap |
| Analytics | Google Analytics 4, Google Tag Manager, Hotjar | Segment |
| Support stack | HubSpot | Not detected |
| Open source | No | Yes |
Open Payments vs Plaid: common questions
Which is better, Open Payments or Plaid?
On our 0-100 score Plaid rates higher (70/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do Open Payments and Plaid compare on the numbers?
Plaid leads on our overall score (70/100 against 49/100), domain rating (86/100 against 35/100), funding raised ($734M against $3.2M).
Read the full Open Payments review and pricing or the Plaid review and pricing. You can also browse other Open Payments alternatives we track.