Monzo vs Zopa Bank
Monzo vs Zopa Bank, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Monzo is on 71/100 and Zopa Bank on 56/100.
Where each one leads
Monzo
- our overall score: 71/100 against 56/100
- domain rating: 80/100 against 71/100
- funding raised: $1.8B against $623M
Zopa Bank
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Monzo | Zopa Bank |
|---|---|---|
| What it is | A leading UK-based challenger bank offering a mobile-first banking experience. | A UK digital bank offering savings, lending, and everyday banking products. |
| Category | Financial Services, Banking, Fintech, Mobile Banking | Fintech, Banking, Lending, Savings |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2015 | 2004 |
| Headquarters | London, United Kingdom | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Monzo | Zopa Bank |
|---|---|---|
| Employees | 2,800 | Not published |
| Total funding | $1.8B | $623M |
| Latest round | Series I Extension | Additional Tier 1 |
| Valuation | $5.2B | $1.1B |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Monzo | Zopa Bank |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 71/100 | 56/100 |
| Traction | 60/100 | 40/100 |
| Team | 70/100 | 70/100 |
| Search visibility | 7/100 | 22/100 |
| Quality | 86/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (46/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 80/100 | 71/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Monzo | Zopa Bank |
|---|---|---|
| Hosting | AWS | Not detected |
| CDN | CloudFront | Not detected |
| Frameworks | Next.js | Next.js, Tailwind CSS, Bootstrap |
| Analytics | Not detected | Google Tag Manager |
Monzo vs Zopa Bank: common questions
Which is better, Monzo or Zopa Bank?
On our 0-100 score Monzo rates higher (71/100 against 56/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Monzo and Zopa Bank compare on the numbers?
Monzo leads on our overall score (71/100 against 56/100), domain rating (80/100 against 71/100), funding raised ($1.8B against $623M).
Read the full Monzo review and pricing or the Zopa Bank review and pricing. You can also browse other Monzo alternatives we track.