Alternatives to Monzo
The top Financial Services companies similar to Monzo, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Atom Bank60FintechDurham, United Kingdom$176.3MA UK-based digital challenger bank.
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CyberGuard AI48CybersecurityDurham, United Kingdom$100.0MAtom is a mobile-first digital bank offering personal and business banking services in the UK.
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Green Dot50FintechAustin, United States$495.1MFinancial technology and bank holding company providing banking and payment solutions for consumers and businesses.
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N2659FintechBerlin, GermanyA 100% mobile bank offering simple, digital banking services to millions across Europe.
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Starling Bank65FintechLondon, United Kingdom$741.8MA UK challenger bank offering a digital-first banking experience with a focus on innovative AI-powered financial tools.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Zopa Bank56FintechLondon, United Kingdom$623.4MA UK digital bank offering savings, lending, and everyday banking products.
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Snappibank44FintechIoannina, Greece$1.0MA fully licensed digital neobank in Greece offering personal and business banking services.
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Tide43FintechLondon, United Kingdom$512.3MA UK-based digital bank and financial platform for small businesses and freelancers.
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TymeBank61Johannesburg, South Africa$341.1MA South African investment company offering innovative financial solutions and fully digital banking services.
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Selfin38FintechSan Francisco, United StatesBuilding the first AI Bank
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Manage your money well for more savings, less waste, and peace of mind.
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Loot App7Personal FinanceA personal finance and budgeting app designed to help users manage their finances efficiently.
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First Carolina Bank49Financial ServicesRaleigh, USA$30.0MA community-focused bank preparing for its IPO.
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Capitec Bank68FintechCape Town, South Africa$18.1MSouth African digital bank offering accessible, affordable, and transparent financial services.
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Metropolitan Bank Holding44Financial ServicesNew York, United States$284.0MA bank holding company providing commercial and personal banking services primarily in the New York metropolitan area.
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Kraken Financial59FintechCheyenne, United States$600.0MA Wyoming-chartered special purpose depository institution (SPDI) that provides regulated digital asset banking services and direct access to the Federal Reserve's payment infrastructure.
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The bank built for established businesses.
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Wells Fargo60Financial ServicesSan Francisco, USAA leading financial services company offering banking, investing, and mortgage products and services.
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nsave54FintechLondon, United Kingdom$18.0MAn offshore banking platform built for people from distressed economies.
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Intuit72Financial ServicesMountain View, United States$8.5BIntuit is a global financial technology company providing software and services for consumers and small businesses.
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Old Mutual32Financial ServicesJohannesburg, South Africa$5.7MA leading financial services group offering insurance, savings, investments, and banking across Africa.
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KOHO49FintechToronto, Canada$130.0MA modern financial platform for Canadians.
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A digital bank offering banking and payment services.
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Quartr62Financial ServicesStockholm, Sweden$34.0MThe AI infrastructure for company research.
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Carta61Financial ServicesSan Francisco, USA$1.7BThe all-in-one platform for company capitalization.
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Quantexa60Financial ServicesLondon, United Kingdom$233.0MQuantexa provides a contextual decision intelligence platform.
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White Oak Global Advisors58Financial ServicesSan Francisco, USA$547.0MA global investment firm providing capital solutions to businesses.
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Prime Capital Financial58Financial ServicesOverland Park, USA$600.0MA financial firm receiving significant hybrid capital from Carlyle.
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iA Groupe financier57Financial ServicesQuebec City, Canada$1.5BA financial services group committed to innovation and community.
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spektr56Financial ServicesCopenhagen, Denmark$25.4MAI infrastructure for financial services compliance.
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Overbay Capital Partners55Financial ServicesToronto, Canada$63.0MAlternative asset manager focused on the secondaries market.
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A financial services firm focused on wealth management that has rapidly grown through acquisitions and secured significant financing.
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K1x54Financial ServicesMorristown, USA$175.0MAI-native private markets tax data platform.
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KBRA54Financial ServicesNew York, United States$915.0MA full-service global rating agency.
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Gigacover54Financial ServicesSingapore, Singapore$2.2MGigacover provides flexible and affordable insurance and healthcare products for freelancers and SMEs.
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Theia Insights54Financial ServicesCambridge, United States$8.0MAI-driven map of the global economy for financial institutions.
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Fuse53Financial ServicesNew York, United States$25.0MAI-native loan origination system helping credit unions and banks replace legacy software.
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Provides equipment financing solutions.
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Corlytics51Financial ServicesDublin, Ireland$63.0MAI-powered regulatory intelligence for financial services.
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GigCapital751Financial ServicesHouston, United States$200.0MA SPAC combining with a developer of micro-modular nuclear reactor technology.
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Skyfire51Financial ServicesSan Francisco, US$8.5MAgentic commerce platform enabling AI agents for payments, identity, and services.
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PvX Partners51Financial ServicesSingapore, Singapore$3.8MFinancial services platform specializing in cohort financing and market intelligence for consumer applications.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Pluvo50Financial ServicesSan Francisco, USA$6.0MAI Decision Intelligence Platform for Modern Finance Teams
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Chicago Atlantic50Financial ServicesChicago, USA$63.0MA private market lender providing flexible capital solutions.
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Marloo50Financial ServicesLondon, United Kingdom$15.4MAn AI partner for financial advisers.
- Website NANassau Financial Group49Financial ServicesHartford, USA$1.0B
A financial services company focused on life insurance and retirement solutions.
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Chase Bank69FintechNew York City, United States$450.0BA leading U.S. financial services firm offering a wide range of banking and investment services.
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Prismic Life Holding Company48Financial ServicesHamilton, Bermuda$1.9BA reinsurance company backed by Prudential Financial and Warburg Pincus.
- Website DIDiligent AI48Financial ServicesSan Francisco, USA$2.1M
Automating KYC and AML workflows using AI agents.
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Avtal48Financial ServicesAustin, USA$27.3MA digital engagement platform for collection agencies.
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A commodity futures exchange and clearinghouse.
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Dynasty Financial Partners48Financial ServicesSt. Petersburg, USA$100.0MA financial services company providing a platform and services for independent financial advisors.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Deutsche Bank32Financial ServicesFrankfurt, GermanyA leading global investment bank and financial services company headquartered in Frankfurt, Germany.
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The Globe Resources Group47Financial ServicesWichita, United States$117.5MFamily office owner of GeoWealth.
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Morningstar46Financial ServicesChicago, USA$63.0MFinancial services firm providing investment research and management.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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