Monzo vs Tide
Monzo vs Tide, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Monzo is on 71/100 and Tide on 43/100.
Where each one leads
Monzo
- our overall score: 71/100 against 43/100
- agent readiness: 46/100 against 41/100
- funding raised: $1.8B against $512M
Tide
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Monzo | Tide |
|---|---|---|
| What it is | A leading UK-based challenger bank offering a mobile-first banking experience. | A UK-based digital bank and financial platform for small businesses and freelancers. |
| Category | Financial Services, Banking, Fintech, Mobile Banking | Fintech, Neobank, Business Banking, Payments |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2015 | 2015 |
| Headquarters | London, United Kingdom | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Monzo | Tide |
|---|---|---|
| Employees | 2,800 | 3,298 |
| Total funding | $1.8B | $512M |
| Latest round | Series I Extension | Series C |
| Valuation | $5.2B | $1K |
| LinkedIn followers | Not published | 628,636 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Monzo | Tide |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 71/100 | 43/100 |
| Traction | 60/100 | 60/100 |
| Team | 70/100 | 60/100 |
| Community | Not published | 14/100 |
| Search visibility | 7/100 | 35/100 |
| Quality | 86/100 | 35/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (46/100) | D (41/100) |
| Domain ratingLink authority, 0-100 | 80/100 | 76/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Monzo | Tide |
|---|---|---|
| Hosting | AWS | Not detected |
| CDN | CloudFront | Cloudflare |
| CMS | Not detected | Ghost |
| Frameworks | Next.js | Not detected |
| Analytics | Not detected | Google Tag Manager |
Monzo vs Tide: common questions
Which is better, Monzo or Tide?
On our 0-100 score Monzo rates higher (71/100 against 43/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Monzo and Tide compare on the numbers?
Monzo leads on our overall score (71/100 against 43/100), agent readiness (46/100 against 41/100), funding raised ($1.8B against $512M).
Read the full Monzo review and pricing or the Tide review and pricing. You can also browse other Monzo alternatives we track.