Monzo vs Starling Bank
Monzo vs Starling Bank, compared side by side on 21 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Monzo is on 71/100 and Starling Bank on 65/100.
Where each one leads
Monzo
- our overall score: 71/100 against 65/100
- headcount: 2,800 against 1,000
- funding raised: $1.8B against $742M
Starling Bank
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Monzo | Starling Bank |
|---|---|---|
| What it is | A leading UK-based challenger bank offering a mobile-first banking experience. | A UK challenger bank offering a digital-first banking experience with a focus on innovative AI-powered financial tools. |
| Category | Financial Services, Banking, Fintech, Mobile Banking | Fintech, Banking, Artificial Intelligence, Agentic AI |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2015 | 2014 |
| Headquarters | London, United Kingdom | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Monzo | Starling Bank |
|---|---|---|
| Employees | 2,800 | 1,000 |
| Total funding | $1.8B | $742M |
| Latest round | Series I Extension | Series D |
| Valuation | $5.2B | $3.1B |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Monzo | Starling Bank |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 71/100 | 65/100 |
| Traction | 60/100 | 60/100 |
| Team | 70/100 | 70/100 |
| Search visibility | 7/100 | 22/100 |
| Quality | 86/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (46/100) | D (47/100) |
| Domain ratingLink authority, 0-100 | 80/100 | 76/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Monzo | Starling Bank |
|---|---|---|
| Hosting | AWS | AWS |
| CDN | CloudFront | CloudFront |
| Frameworks | Next.js | Next.js |
Monzo vs Starling Bank: common questions
Which is better, Monzo or Starling Bank?
On our 0-100 score Monzo rates higher (71/100 against 65/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 21 data points above: read the rows that match what you are buying for.
How do Monzo and Starling Bank compare on the numbers?
Monzo leads on our overall score (71/100 against 65/100), headcount (2,800 against 1,000), funding raised ($1.8B against $742M).
Read the full Monzo review and pricing or the Starling Bank review and pricing. You can also browse other Monzo alternatives we track.