Modern Treasury vs Pennylane
Modern Treasury vs Pennylane, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Modern Treasury is on 67/100 and Pennylane on 49/100.
Where each one leads
Modern Treasury
- our overall score: 67/100 against 49/100
- funding raised: $145M against $63.0M
Pennylane
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Modern Treasury | Pennylane |
|---|---|---|
| What it is | Payment operations software to automate money movement, tracking, and reconciliation for businesses. | A financial management platform for businesses. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, SaaS, Enterprise Software, Financial Software |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software |
| Founded | 2018 | 2019 |
| Headquarters | San Francisco, United States | Paris, France |
| Status | Active | Active |
Size, funding and growth
| Measure | Modern Treasury | Pennylane |
|---|---|---|
| Employees | 131 | Not published |
| Total funding | $145M | $63.0M |
| Latest round | Series C Extension | Series B |
| Valuation | $2.0B | $1.1B |
| LinkedIn followers | 17,611 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Modern Treasury | Pennylane |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 67/100 | 49/100 |
| Traction | 60/100 | 39/100 |
| Team | 70/100 | Not published |
| Search visibility | 37/100 | 16/100 |
| Quality | 78/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (51/100) | D (56/100) |
| Domain ratingLink authority, 0-100 | 72/100 | 76/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Modern Treasury | Pennylane |
|---|---|---|
| Hosting | Vercel | Netlify |
| CDN | Vercel | Netlify |
| Frameworks | Next.js, Tailwind CSS | Nuxt |
| Support stack | Not detected | Khoros |
Modern Treasury vs Pennylane: common questions
Which is better, Modern Treasury or Pennylane?
On our 0-100 score Modern Treasury rates higher (67/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Modern Treasury and Pennylane compare on the numbers?
Modern Treasury leads on our overall score (67/100 against 49/100), funding raised ($145M against $63.0M).
Read the full Modern Treasury review and pricing or the Pennylane review and pricing. You can also browse other Modern Treasury alternatives we track.