Melio vs StoneCo
Melio vs StoneCo, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Melio is on 69/100 and StoneCo on 67/100.
Where each one leads
Melio
- agent readiness: 53/100 against 21/100
- domain rating: 71/100 against 53/100
- headcount growth: +4.8% against +3.3%
StoneCo
- headcount: 13,867 against 697
- funding raised: $1.5B against $654M
- LinkedIn following: 2,482,372 against 38,828
At a glance
| Measure | Melio | StoneCo |
|---|---|---|
| What it is | B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. | Brazilian fintech providing integrated financial and software solutions for merchants of all sizes. |
| Category | Fintech, Credit, Payments, B2B Payments | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Platform |
| Founded | 2018 | 2012 |
| Headquarters | New York, United States | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Melio | StoneCo |
|---|---|---|
| Employees | 697 | 13,867 |
| Headcount growthLast 12 months | +4.8% | +3.3% |
| Total funding | $654M | $1.5B |
| Latest round | Series E | IPO |
| Valuation | $2.0B | Not published |
| LinkedIn followers | 38,828 | 2,482,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Melio | StoneCo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 69/100 | 67/100 |
| Traction | 60/100 | 60/100 |
| Team | 70/100 | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 36/100 | 35/100 |
| Quality | 78/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (53/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 71/100 | 53/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Melio | StoneCo |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | Not detected |
| CMS | WordPress | Not detected |
| Analytics | Segment | Not detected |
What users say
| Measure | Melio | StoneCo |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 3 negative across 4 threads |
“StoneCo is a fairly dope SA fintech company with quality financials yet rapidly increasing short interest. The dumb fucks who think they can chip away at this little gem deserve to be eaten alive by the intrepid marketeers going in on share”r/wallstreetbets
Melio vs StoneCo: common questions
Which is better, Melio or StoneCo?
On our 0-100 score Melio rates higher (69/100 against 67/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Melio and StoneCo compare on the numbers?
Melio leads on agent readiness (53/100 against 21/100), domain rating (71/100 against 53/100), headcount growth (+4.8% against +3.3%). StoneCo leads on headcount (13,867 against 697), funding raised ($1.5B against $654M), LinkedIn following (2,482,372 against 38,828).
What do real users say about Melio and StoneCo?
StoneCo: 1 positive and 3 negative mentions across 4 Reddit threads we track, mostly in r/wallstreetbets.
Read the full Melio review and pricing or the StoneCo review and pricing. You can also browse other Melio alternatives we track.