Melio vs Square
Melio vs Square, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Melio is on 69/100 and Square on 67/100.
Where each one leads
Melio
- headcount: 697 against 55
- funding raised: $654M against $10.0M
- LinkedIn following: 38,828 against 380
Square
- domain rating: 93/100 against 71/100
At a glance
| Measure | Melio | Square |
|---|---|---|
| What it is | B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. | An all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools. |
| Category | Fintech, Credit, Payments, B2B Payments | Fintech, Payments, Fintech & Payments, Digital Payments |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Platform |
| Founded | 2018 | 2009 |
| Headquarters | New York, United States | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Melio | Square |
|---|---|---|
| Employees | 697 | 55 |
| Headcount growthLast 12 months | +4.8% | Not published |
| Total funding | $654M | $10.0M |
| Latest round | Series E | Series A |
| Valuation | $2.0B | $30.0M |
| LinkedIn followers | 38,828 | 380 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Melio | Square |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 69/100 | 67/100 |
| Traction | 60/100 | 52/100 |
| Team | 70/100 | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 36/100 | 44/100 |
| Quality | 78/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (53/100) | D (56/100) |
| Domain ratingLink authority, 0-100 | 71/100 | 93/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Melio | Square |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | WordPress | Not detected |
| Frameworks | Not detected | Tailwind CSS |
| Payments | Not detected | Square |
| Analytics | Segment | Not detected |
What users say
| Measure | Melio | Square |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 0 positive, 2 negative across 3 threads |
“After two years of processing payments, with zero notice, and zero reason given Square closed our account Saturday in the middle of the day. I wish I could say we are alone, so many folks have posted on the BBB that this makes me think that”r/smallbusiness
Melio vs Square: common questions
Which is better, Melio or Square?
On our 0-100 score Melio rates higher (69/100 against 67/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Melio and Square compare on the numbers?
Melio leads on headcount (697 against 55), funding raised ($654M against $10.0M), LinkedIn following (38,828 against 380). Square leads on domain rating (93/100 against 71/100).
What do real users say about Melio and Square?
Square: 0 positive and 2 negative mentions across 3 Reddit threads we track, mostly in r/smallbusiness.
Read the full Melio review and pricing or the Square review and pricing. You can also browse other Melio alternatives we track.