Melio vs OnPay
Melio vs OnPay, compared side by side on 22 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Melio is on 69/100 and OnPay on 61/100.
Where each one leads
Melio
- our overall score: 69/100 against 61/100
- agent readiness: 53/100 against 39/100
- headcount: 697 against 182
- funding raised: $654M against $122M
- LinkedIn following: 38,828 against 10,191
OnPay
- headcount growth: +38.8% against +4.8%
At a glance
| Measure | Melio | OnPay |
|---|---|---|
| What it is | B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. | Cloud-based payroll, HR, and benefits platform for small and medium-sized businesses. |
| Category | Fintech, Credit, Payments, B2B Payments | Payroll Software, HR Software, Benefits Administration, Small Business Software |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software |
| Founded | 2018 | 2011 |
| Headquarters | New York, United States | Atlanta, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Melio | OnPay |
|---|---|---|
| Employees | 697 | 182 |
| Headcount growthLast 12 months | +4.8% | +38.8% |
| Total funding | $654M | $122M |
| Latest round | Series E | Series B |
| Valuation | $2.0B | Not published |
| LinkedIn followers | 38,828 | 10,191 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Melio | OnPay |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 69/100 | 61/100 |
| Traction | 60/100 | 60/100 |
| Team | 70/100 | 50/100 |
| Search visibility | 36/100 | 33/100 |
| Quality | 78/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (53/100) | F (39/100) |
| Domain ratingLink authority, 0-100 | 71/100 | 72/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Melio | OnPay |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | WordPress | WordPress |
| Frameworks | Not detected | Bootstrap |
| Analytics | Segment | Google Tag Manager |
Melio vs OnPay: common questions
Which is better, Melio or OnPay?
On our 0-100 score Melio rates higher (69/100 against 61/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 22 data points above: read the rows that match what you are buying for.
How do Melio and OnPay compare on the numbers?
Melio leads on our overall score (69/100 against 61/100), agent readiness (53/100 against 39/100), headcount (697 against 182), funding raised ($654M against $122M), LinkedIn following (38,828 against 10,191). OnPay leads on headcount growth (+38.8% against +4.8%).
Read the full Melio review and pricing or the OnPay review and pricing. You can also browse other Melio alternatives we track.