Melio vs Mercury
Melio vs Mercury, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Melio is on 69/100 and Mercury on 67/100.
Where each one leads
Melio
- funding raised: $654M against $500M
Mercury
- headcount: 1,722 against 697
At a glance
| Measure | Melio | Mercury |
|---|---|---|
| What it is | B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. | Business banking. |
| Category | Fintech, Credit, Payments, B2B Payments | Fintech, Neobank, Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software | platform |
| Founded | 2018 | 2017 |
| Headquarters | New York, United States | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Melio | Mercury |
|---|---|---|
| Employees | 697 | 1,722 |
| Headcount growthLast 12 months | +4.8% | Not published |
| Total funding | $654M | $500M |
| Latest round | Series E | Series D |
| Valuation | $2.0B | $5.2B |
| LinkedIn followers | 38,828 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Melio | Mercury |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 69/100 | 67/100 |
| Traction | 60/100 | 60/100 |
| Team | 70/100 | 70/100 |
| Community | Not published | 8/100 |
| Search visibility | 36/100 | 29/100 |
| Quality | 78/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (53/100) | D (52/100) |
| Domain ratingLink authority, 0-100 | 71/100 | 78/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Melio | Mercury |
|---|---|---|
| Hosting | Not detected | Vercel |
| CDN | Cloudflare | Vercel |
| CMS | WordPress | Not detected |
| Frameworks | Not detected | Next.js, Tailwind CSS |
| Analytics | Segment | Not detected |
| Open source | No | Yes |
Melio vs Mercury: common questions
Which is better, Melio or Mercury?
On our 0-100 score Melio rates higher (69/100 against 67/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Melio and Mercury compare on the numbers?
Melio leads on funding raised ($654M against $500M). Mercury leads on headcount (1,722 against 697).
Read the full Melio review and pricing or the Mercury review and pricing. You can also browse other Melio alternatives we track.

