Fundbox vs Splitit
Fundbox vs Splitit, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Fundbox is on 70/100 and Splitit on 51/100.
Where each one leads
Fundbox
- our overall score: 70/100 against 51/100
- headcount: 206 against 96
- funding raised: $536M against $298M
- LinkedIn following: 23,678 against 14,516
Splitit
- headcount growth: +8.3% against -9.4%
At a glance
| Measure | Fundbox | Splitit |
|---|---|---|
| What it is | Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions. | Splitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions. |
| Category | Fintech, Credit, Lending, SMB | Fintech, BNPL, Payments, Digital Payments |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software |
| Founded | 2014 | 2009 |
| Headquarters | Dallas, United States | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Fundbox | Splitit |
|---|---|---|
| Employees | 206 | 96 |
| Headcount growthLast 12 months | -9.4% | +8.3% |
| Total funding | $536M | $298M |
| Latest round | Series D | Post-IPO |
| Valuation | $1.1B | Not published |
| LinkedIn followers | 23,678 | 14,516 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Fundbox | Splitit |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 70/100 | 51/100 |
| Traction | 60/100 | 60/100 |
| Team | 70/100 | 80/100 |
| Community | 8/100 | Not published |
| Search visibility | 45/100 | 34/100 |
| Quality | 78/100 | 45/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 74/100 | 73/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Fundbox | Splitit |
|---|---|---|
| Hosting | Netlify | Not detected |
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | WordPress |
| Frameworks | Nuxt, Tailwind CSS | Not detected |
| Analytics | Not detected | Google Tag Manager |
What users say
| Measure | Fundbox | Splitit |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 2 negative across 6 threads |
“I was taking advantage of the offer with Google where you can trade in a phone and get a new pixel 8a and 2 man credit, for only 4 man. Anyways, at checkout they had the option to use the service known as splitit. Where for zero fee they sp”r/JapanFinance
Fundbox vs Splitit: common questions
Which is better, Fundbox or Splitit?
On our 0-100 score Fundbox rates higher (70/100 against 51/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Fundbox and Splitit compare on the numbers?
Fundbox leads on our overall score (70/100 against 51/100), headcount (206 against 96), funding raised ($536M against $298M), LinkedIn following (23,678 against 14,516). Splitit leads on headcount growth (+8.3% against -9.4%).
What do real users say about Fundbox and Splitit?
Splitit: 1 positive and 2 negative mentions across 6 Reddit threads we track, mostly in r/JapanFinance.
Read the full Fundbox review and pricing or the Splitit review and pricing. You can also browse other Fundbox alternatives we track.