EarnUp vs Pagaya Investments
EarnUp vs Pagaya Investments, compared side by side on 21 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: EarnUp is on 55/100 and Pagaya Investments on 65/100.
Where each one leads
EarnUp
Leads on none of the measures we hold for both companies.
Pagaya Investments
- our overall score: 65/100 against 55/100
- domain rating: 59/100 against 42/100
- headcount: 463 against 22
- headcount growth: -14.3% against -71.6%
- funding raised: $1.4B against $56.0M
- LinkedIn following: 70,861 against 3,542
At a glance
| Measure | EarnUp | Pagaya Investments |
|---|---|---|
| What it is | Intelligently automates loan payments for consumers to improve financial well-being and pay off debt faster. | AI-powered network enabling financial institutions to expand customer access and scale lending. |
| Category | Fintech, Payments, Lending, Consumer Finance | Fintech, Asset Management, Fixed Income, Credit |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Software |
| Founded | 2013 | 2016 |
| Headquarters | San Francisco, United States | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | EarnUp | Pagaya Investments |
|---|---|---|
| Employees | 22 | 463 |
| Headcount growthLast 12 months | -71.6% | -14.3% |
| Total funding | $56.0M | $1.4B |
| Latest round | Series C | Credit Facility |
| Valuation | Not published | $1.3B |
| LinkedIn followers | 3,542 | 70,861 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | EarnUp | Pagaya Investments |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 55/100 | 65/100 |
| Traction | 52/100 | 60/100 |
| Team | 60/100 | 80/100 |
| Search visibility | 34/100 | 35/100 |
| Quality | 58/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (50/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 42/100 | 59/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | EarnUp | Pagaya Investments |
|---|---|---|
| Hosting | Not detected | Vercel |
| CDN | Cloudflare | Vercel |
| CMS | WordPress | Not detected |
| Frameworks | Jquery | Next.js, Tailwind CSS |
| Analytics | Google Analytics 4, Google Tag Manager | Not detected |
| Support stack | HubSpot | Not detected |
EarnUp vs Pagaya Investments: common questions
Which is better, EarnUp or Pagaya Investments?
On our 0-100 score Pagaya Investments rates higher (65/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 21 data points above: read the rows that match what you are buying for.
How do EarnUp and Pagaya Investments compare on the numbers?
Pagaya Investments leads on our overall score (65/100 against 55/100), domain rating (59/100 against 42/100), headcount (463 against 22), headcount growth (-14.3% against -71.6%), funding raised ($1.4B against $56.0M), LinkedIn following (70,861 against 3,542).
Read the full EarnUp review and pricing or the Pagaya Investments review and pricing. You can also browse other EarnUp alternatives we track.

