EarnUp vs Obligo
EarnUp vs Obligo, compared side by side on 22 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: EarnUp is on 55/100 and Obligo on 63/100.
Where each one leads
EarnUp
Leads on none of the measures we hold for both companies.
Obligo
- our overall score: 63/100 against 55/100
- domain rating: 70/100 against 42/100
- headcount: 89 against 22
- headcount growth: +14.7% against -71.6%
- funding raised: $92.5M against $56.0M
- LinkedIn following: 7,372 against 3,542
At a glance
| Measure | EarnUp | Obligo |
|---|---|---|
| What it is | Intelligently automates loan payments for consumers to improve financial well-being and pay off debt faster. | Fintech platform that eliminates security deposits for renters and landlords using open banking. |
| Category | Fintech, Payments, Lending, Consumer Finance | Fintech, Open Banking, Rental, Underwriting |
| Sells toBusiness model | B2B | B2B, B2C |
| Offering | Platform | Software |
| Founded | 2013 | 2017 |
| Headquarters | San Francisco, United States | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | EarnUp | Obligo |
|---|---|---|
| Employees | 22 | 89 |
| Headcount growthLast 12 months | -71.6% | +14.7% |
| Total funding | $56.0M | $92.5M |
| Latest round | Series C | Series C |
| LinkedIn followers | 3,542 | 7,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | EarnUp | Obligo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 55/100 | 63/100 |
| Traction | 52/100 | 59/100 |
| Team | 60/100 | 70/100 |
| Search visibility | 34/100 | 28/100 |
| Quality | 58/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (50/100) | D (47/100) |
| Domain ratingLink authority, 0-100 | 42/100 | 70/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | EarnUp | Obligo |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | WordPress | Webflow |
| Frameworks | Jquery | Not detected |
| Analytics | Google Analytics 4, Google Tag Manager | Google Tag Manager |
| Support stack | HubSpot | Not detected |
EarnUp vs Obligo: common questions
Which is better, EarnUp or Obligo?
On our 0-100 score Obligo rates higher (63/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 22 data points above: read the rows that match what you are buying for.
How do EarnUp and Obligo compare on the numbers?
Obligo leads on our overall score (63/100 against 55/100), domain rating (70/100 against 42/100), headcount (89 against 22), headcount growth (+14.7% against -71.6%), funding raised ($92.5M against $56.0M), LinkedIn following (7,372 against 3,542).
Read the full EarnUp review and pricing or the Obligo review and pricing. You can also browse other EarnUp alternatives we track.

