EarnUp vs Klarna
EarnUp vs Klarna, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: EarnUp is on 55/100 and Klarna on 60/100.
Where each one leads
EarnUp
- agent readiness: 50/100 against 45/100
Klarna
- our overall score: 60/100 against 55/100
- domain rating: 92/100 against 42/100
- headcount: 5,000 against 22
- funding raised: $9.4B against $56.0M
At a glance
| Measure | EarnUp | Klarna |
|---|---|---|
| What it is | Intelligently automates loan payments for consumers to improve financial well-being and pay off debt faster. | Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple, |
| Category | Fintech, Payments, Lending, Consumer Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Platform |
| Founded | 2013 | 2005 |
| Headquarters | San Francisco, United States | Stockholm, Sweden |
| Status | Active | Active |
Size, funding and growth
| Measure | EarnUp | Klarna |
|---|---|---|
| Employees | 22 | 5,000 |
| Headcount growthLast 12 months | -71.6% | Not published |
| Total funding | $56.0M | $9.4B |
| Latest round | Series C | Not published |
| Valuation | Not published | $7 |
| LinkedIn followers | 3,542 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | EarnUp | Klarna |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 55/100 | 60/100 |
| Traction | 52/100 | 60/100 |
| Team | 60/100 | 70/100 |
| Community | Not published | 8/100 |
| Search visibility | 34/100 | 16/100 |
| Quality | 58/100 | 65/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (50/100) | D (45/100) |
| Domain ratingLink authority, 0-100 | 42/100 | 92/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | EarnUp | Klarna |
|---|---|---|
| CDN | Cloudflare | CloudFront |
| CMS | WordPress | Not detected |
| Frameworks | Jquery | Not detected |
| Payments | Not detected | Klarna |
| Analytics | Google Analytics 4, Google Tag Manager | Not detected |
| Support stack | HubSpot | Not detected |
EarnUp vs Klarna: common questions
Which is better, EarnUp or Klarna?
On our 0-100 score Klarna rates higher (60/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do EarnUp and Klarna compare on the numbers?
EarnUp leads on agent readiness (50/100 against 45/100). Klarna leads on our overall score (60/100 against 55/100), domain rating (92/100 against 42/100), headcount (5,000 against 22), funding raised ($9.4B against $56.0M).
Read the full EarnUp review and pricing or the Klarna review and pricing. You can also browse other EarnUp alternatives we track.