Creditas vs Zip (Formerly Quadpay)
Creditas vs Zip (Formerly Quadpay), compared side by side on 15 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Zip (Formerly Quadpay) on 43/100.
Where each one leads
Creditas
- our overall score: 76/100 against 43/100
- agent readiness: 55/100 against 48/100
Zip (Formerly Quadpay)
- domain rating: 84/100 against 69/100
- funding raised: $1.3B against $40.0M
At a glance
| Measure | Creditas | Zip (Formerly Quadpay) |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Buy Now, Pay Later (BNPL) service formerly known as Quadpay, enabling installment payments for online and in-store purchases. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2C | B2B2C |
| Offering | Platform | Platform |
| Founded | 2012 | 2013 |
| Headquarters | São Paulo, Brazil | Sydney, Australia |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | Zip (Formerly Quadpay) |
|---|---|---|
| Employees | 2,097 | Not published |
| Total funding | $40.0M | $1.3B |
| Latest round | Series B | Secondary Market |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Zip (Formerly Quadpay) |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 43/100 |
| Traction | Not published | 40/100 |
| Team | 36/100 | 50/100 |
| Search visibility | 100/100 | 5/100 |
| Quality | Not published | 50/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 84/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Zip (Formerly Quadpay) |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Webflow | Not detected |
| Frameworks | Not detected | Graphql |
| Analytics | Google Tag Manager, Segment | Not detected |
Creditas vs Zip (Formerly Quadpay): common questions
Which is better, Creditas or Zip (Formerly Quadpay)?
On our 0-100 score Creditas rates higher (76/100 against 43/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 15 data points above: read the rows that match what you are buying for.
How do Creditas and Zip (Formerly Quadpay) compare on the numbers?
Creditas leads on our overall score (76/100 against 43/100), agent readiness (55/100 against 48/100). Zip (Formerly Quadpay) leads on domain rating (84/100 against 69/100), funding raised ($1.3B against $40.0M).
Read the full Creditas review and pricing or the Zip (Formerly Quadpay) review and pricing. You can also browse other Creditas alternatives we track.