Creditas vs Worx Payments
Creditas vs Worx Payments, compared side by side on 14 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Worx Payments on 23/100.
Where each one leads
Creditas
- our overall score: 76/100 against 23/100
- agent readiness: 55/100 against 48/100
- headcount: 2,097 against 2
- LinkedIn following: 352,966 against 26
Worx Payments
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Creditas | Worx Payments |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Worx Payments enables online merchants to build flexible payment experiences and collect business metrics for transparency and optimization. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Software |
| Founded | 2012 | 2023 |
| Headquarters | São Paulo, Brazil | Not published |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | Worx Payments |
|---|---|---|
| Employees | 2,097 | 2 |
| Total funding | $40.0M | Not published |
| Latest round | Series B | Bootstrapped |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | 26 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Worx Payments |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 23/100 |
| Traction | Not published | 5/100 |
| Team | 36/100 | 30/100 |
| Search visibility | 100/100 | 21/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 69/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Worx Payments |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Ghost |
| Analytics | Google Tag Manager, Segment | Not detected |
Creditas vs Worx Payments: common questions
Which is better, Creditas or Worx Payments?
On our 0-100 score Creditas rates higher (76/100 against 23/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 14 data points above: read the rows that match what you are buying for.
How do Creditas and Worx Payments compare on the numbers?
Creditas leads on our overall score (76/100 against 23/100), agent readiness (55/100 against 48/100), headcount (2,097 against 2), LinkedIn following (352,966 against 26).
Read the full Creditas review and pricing or the Worx Payments review and pricing. You can also browse other Creditas alternatives we track.