Creditas vs Stima
Creditas vs Stima, compared side by side on 10 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Stima on 10/100.
Where each one leads
Creditas
- our overall score: 76/100 against 10/100
Stima
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Creditas | Stima |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Stima is a fintech company providing a digital platform for small and medium-sized businesses to access working capital and manage their finances. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, SME Finance, Working Capital, Digital Payments |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2012 | 2021 |
| Headquarters | São Paulo, Brazil | Nairobi, Kenya |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | Stima |
|---|---|---|
| Employees | 2,097 | Not published |
| Total funding | $40.0M | Not published |
| Latest round | Series B | Not published |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Stima |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 10/100 |
| Team | 36/100 | Not published |
| Search visibility | 100/100 | 7/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (50/100) |
| Domain ratingLink authority, 0-100 | 69/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Stima |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Analytics | Google Tag Manager, Segment | Not detected |
Creditas vs Stima: common questions
Which is better, Creditas or Stima?
On our 0-100 score Creditas rates higher (76/100 against 10/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 10 data points above: read the rows that match what you are buying for.
How do Creditas and Stima compare on the numbers?
Creditas leads on our overall score (76/100 against 10/100).
Read the full Creditas review and pricing or the Stima review and pricing. You can also browse other Creditas alternatives we track.