Creditas vs Stax Payments
Creditas vs Stax Payments, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Stax Payments on 64/100.
Where each one leads
Creditas
- our overall score: 76/100 against 64/100
- agent readiness: 55/100 against 49/100
- headcount: 2,097 against 292
- LinkedIn following: 352,966 against 21,031
Stax Payments
- funding raised: $245M against $40.0M
At a glance
| Measure | Creditas | Stax Payments |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Integrated payment processing and recurring billing solutions for software platforms and businesses. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Payments, Embedded Finance, Subscription Management |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2012 | 2014 |
| Headquarters | São Paulo, Brazil | Orlando, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | Stax Payments |
|---|---|---|
| Employees | 2,097 | 292 |
| Headcount growthLast 12 months | Not published | -15.3% |
| Total funding | $40.0M | $245M |
| Latest round | Series B | Series D |
| Valuation | $4.8B | $1.0B |
| LinkedIn followers | 352,966 | 21,031 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Stax Payments |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 64/100 |
| Traction | Not published | 60/100 |
| Team | 36/100 | 70/100 |
| Community | Not published | 8/100 |
| Search visibility | 100/100 | 36/100 |
| Quality | Not published | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (49/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 74/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Stax Payments |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | WordPress |
| Frameworks | Next.js, React | Jquery, Bootstrap |
| Analytics | Google Tag Manager, Segment, Amplitude, Linkedin Insight | Not detected |
| Support stack | Zendesk | HubSpot |
Creditas vs Stax Payments: common questions
Which is better, Creditas or Stax Payments?
On our 0-100 score Creditas rates higher (76/100 against 64/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Creditas and Stax Payments compare on the numbers?
Creditas leads on our overall score (76/100 against 64/100), agent readiness (55/100 against 49/100), headcount (2,097 against 292), LinkedIn following (352,966 against 21,031). Stax Payments leads on funding raised ($245M against $40.0M).
Read the full Creditas review and pricing or the Stax Payments review and pricing. You can also browse other Creditas alternatives we track.