Creditas vs RateSetter
Creditas vs RateSetter, compared side by side on 14 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and RateSetter on 44/100.
Where each one leads
Creditas
- our overall score: 76/100 against 44/100
- agent readiness: 55/100 against 42/100
- domain rating: 69/100 against 50/100
RateSetter
- funding raised: $60.9M against $40.0M
At a glance
| Measure | Creditas | RateSetter |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | A peer-to-peer lending platform connecting investors with borrowers for consumer and business loans. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Lending, Peer-to-peer lending |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2012 | 2010 |
| Headquarters | São Paulo, Brazil | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | RateSetter |
|---|---|---|
| Employees | 2,097 | Not published |
| Total funding | $40.0M | $60.9M |
| Latest round | Series B | Venture Round |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | RateSetter |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 44/100 |
| Traction | Not published | 39/100 |
| Team | 36/100 | 60/100 |
| Search visibility | 100/100 | 12/100 |
| Quality | Not published | 50/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (42/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 50/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | RateSetter |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Analytics | Google Tag Manager, Segment | Not detected |
Creditas vs RateSetter: common questions
Which is better, Creditas or RateSetter?
On our 0-100 score Creditas rates higher (76/100 against 44/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 14 data points above: read the rows that match what you are buying for.
How do Creditas and RateSetter compare on the numbers?
Creditas leads on our overall score (76/100 against 44/100), agent readiness (55/100 against 42/100), domain rating (69/100 against 50/100). RateSetter leads on funding raised ($60.9M against $40.0M).
Read the full Creditas review and pricing or the RateSetter review and pricing. You can also browse other Creditas alternatives we track.