Creditas vs Raisin
Creditas vs Raisin, compared side by side on 15 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Raisin on 60/100.
Where each one leads
Creditas
- our overall score: 76/100 against 60/100
- agent readiness: 55/100 against 22/100
- domain rating: 69/100 against 17/100
Raisin
- funding raised: $1.0B against $40.0M
At a glance
| Measure | Creditas | Raisin |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | European savings and investment marketplace connecting customers with attractive deposit and investment products. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Savings Marketplace, Investment Platform, Embedded Finance |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2012 | 2012 |
| Headquarters | São Paulo, Brazil | Berlin, Germany |
| Status | Active | Inactive |
Size, funding and growth
| Measure | Creditas | Raisin |
|---|---|---|
| Employees | 2,097 | Not published |
| Total funding | $40.0M | $1.0B |
| Latest round | Series B | Series D |
| Valuation | $4.8B | $1.0B |
| LinkedIn followers | 352,966 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Raisin |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 60/100 |
| Traction | Not published | 40/100 |
| Team | 36/100 | 70/100 |
| Community | Not published | 15/100 |
| Search visibility | 100/100 | 2/100 |
| Quality | Not published | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | F (22/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 17/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Raisin |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Analytics | Google Tag Manager, Segment | Not detected |
Creditas vs Raisin: common questions
Which is better, Creditas or Raisin?
On our 0-100 score Creditas rates higher (76/100 against 60/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 15 data points above: read the rows that match what you are buying for.
How do Creditas and Raisin compare on the numbers?
Creditas leads on our overall score (76/100 against 60/100), agent readiness (55/100 against 22/100), domain rating (69/100 against 17/100). Raisin leads on funding raised ($1.0B against $40.0M).
Read the full Creditas review and pricing or the Raisin review and pricing. You can also browse other Creditas alternatives we track.