Creditas vs PayKey
Creditas vs PayKey, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and PayKey on 55/100.
Where each one leads
Creditas
- our overall score: 76/100 against 55/100
- agent readiness: 55/100 against 21/100
- domain rating: 69/100 against 36/100
- headcount: 2,097 against 23
- funding raised: $40.0M against $16.0M
- LinkedIn following: 352,966 against 3,859
PayKey
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Creditas | PayKey |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Embedded banking solutions platform for banks and financial institutions. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Payments, Mobile, Embedded Finance |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2012 | 2015 |
| Headquarters | São Paulo, Brazil | Tel Aviv, Israel |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | PayKey |
|---|---|---|
| Employees | 2,097 | 23 |
| Headcount growthLast 12 months | Not published | -19.8% |
| Total funding | $40.0M | $16.0M |
| Latest round | Series B | Series B |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | 3,859 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | PayKey |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 55/100 |
| Traction | Not published | 50/100 |
| Team | 36/100 | 70/100 |
| Search visibility | 100/100 | 30/100 |
| Quality | Not published | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 36/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | PayKey |
|---|---|---|
| Hosting | Not detected | Self Managed |
| CDN | Cloudflare | Not detected |
| CMS | Webflow | WordPress |
| Frameworks | Not detected | Jquery |
| Analytics | Google Tag Manager, Segment | Google Analytics 4 |
Creditas vs PayKey: common questions
Which is better, Creditas or PayKey?
On our 0-100 score Creditas rates higher (76/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Creditas and PayKey compare on the numbers?
Creditas leads on our overall score (76/100 against 55/100), agent readiness (55/100 against 21/100), domain rating (69/100 against 36/100), headcount (2,097 against 23), funding raised ($40.0M against $16.0M), LinkedIn following (352,966 against 3,859).
Read the full Creditas review and pricing or the PayKey review and pricing. You can also browse other Creditas alternatives we track.