Creditas vs M-KOPA
Creditas vs M-KOPA, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and M-KOPA on 63/100.
Where each one leads
Creditas
- our overall score: 76/100 against 63/100
- agent readiness: 55/100 against 42/100
- domain rating: 69/100 against 62/100
- LinkedIn following: 352,966 against 86,854
M-KOPA
- headcount: 3,269 against 2,097
- funding raised: $325M against $40.0M
At a glance
| Measure | Creditas | M-KOPA |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Embedded Finance, Payments, Consumer Electronics |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2012 | 2010 |
| Headquarters | São Paulo, Brazil | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | M-KOPA |
|---|---|---|
| Employees | 2,097 | 3,269 |
| Headcount growthLast 12 months | Not published | +9.6% |
| Total funding | $40.0M | $325M |
| Latest round | Series B | Debt and Equity |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | 86,854 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | M-KOPA |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 63/100 |
| Traction | Not published | 60/100 |
| Team | 36/100 | 70/100 |
| Community | Not published | 8/100 |
| Search visibility | 100/100 | 24/100 |
| Quality | Not published | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (42/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 62/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | M-KOPA |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | Webflow |
| Frameworks | Next.js, React | Not detected |
| Analytics | Google Tag Manager, Segment, Amplitude, Linkedin Insight | Google Tag Manager, Microsoft Clarity |
| Support stack | Zendesk | Not detected |
Creditas vs M-KOPA: common questions
Which is better, Creditas or M-KOPA?
On our 0-100 score Creditas rates higher (76/100 against 63/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Creditas and M-KOPA compare on the numbers?
Creditas leads on our overall score (76/100 against 63/100), agent readiness (55/100 against 42/100), domain rating (69/100 against 62/100), LinkedIn following (352,966 against 86,854). M-KOPA leads on headcount (3,269 against 2,097), funding raised ($325M against $40.0M).
Read the full Creditas review and pricing or the M-KOPA review and pricing. You can also browse other Creditas alternatives we track.