Creditas vs Enova (Simplic)
Creditas vs Enova (Simplic), compared side by side on 15 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and Enova (Simplic) on 35/100.
Where each one leads
Creditas
- our overall score: 76/100 against 35/100
- agent readiness: 55/100 against 33/100
- domain rating: 69/100 against 39/100
- funding raised: $40.0M against $10.0M
Enova (Simplic)
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Creditas | Enova (Simplic) |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Simplic is a Brazilian fintech offering flexible and uncomplicated online personal loans. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Lending, Consumer Lending, Digital Payments |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2012 | 2014 |
| Headquarters | São Paulo, Brazil | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | Enova (Simplic) |
|---|---|---|
| Employees | 2,097 | Not published |
| Total funding | $40.0M | $10.0M |
| Latest round | Series B | Series A |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | Enova (Simplic) |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 35/100 |
| Traction | Not published | 35/100 |
| Team | 36/100 | Not published |
| Community | Not published | 15/100 |
| Search visibility | 100/100 | 15/100 |
| Quality | Not published | 45/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | F (33/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 39/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | Enova (Simplic) |
|---|---|---|
| CDN | Cloudflare | Not detected |
| Frameworks | Next.js, React | Jquery, Bootstrap |
| Analytics | Google Tag Manager, Segment, Amplitude, Linkedin Insight | Google Tag Manager |
| Support stack | Zendesk | Not detected |
Creditas vs Enova (Simplic): common questions
Which is better, Creditas or Enova (Simplic)?
On our 0-100 score Creditas rates higher (76/100 against 35/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 15 data points above: read the rows that match what you are buying for.
How do Creditas and Enova (Simplic) compare on the numbers?
Creditas leads on our overall score (76/100 against 35/100), agent readiness (55/100 against 33/100), domain rating (69/100 against 39/100), funding raised ($40.0M against $10.0M).
Read the full Creditas review and pricing or the Enova (Simplic) review and pricing. You can also browse other Creditas alternatives we track.