Cielo vs Creditas
Cielo vs Creditas, compared side by side on 15 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Cielo is on 20/100 and Creditas on 76/100.
Where each one leads
Cielo
- headcount: 9,875 against 2,097
- LinkedIn following: 999,897 against 352,966
Creditas
- our overall score: 76/100 against 20/100
- agent readiness: 55/100 against 48/100
At a glance
| Measure | Cielo | Creditas |
|---|---|---|
| What it is | A leading payment solutions provider in Brazil. | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Lending, Embedded Finance, Consumer Loans |
| Sells toBusiness model | B2B | B2C |
| Offering | Platform | Platform |
| Founded | 1995 | 2012 |
| Headquarters | Barueri, Brazil | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Cielo | Creditas |
|---|---|---|
| Employees | 9,875 | 2,097 |
| Total funding | Not published | $40.0M |
| Latest round | Not published | Series B |
| Valuation | Not published | $4.8B |
| LinkedIn followers | 999,897 | 352,966 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Cielo | Creditas |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 20/100 | 76/100 |
| Traction | 20/100 | Not published |
| Team | Not published | 36/100 |
| Search visibility | 22/100 | 100/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (48/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 75/100 | 69/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Cielo | Creditas |
|---|---|---|
| Hosting | Azure | Not detected |
| CDN | Not detected | Cloudflare |
| Frameworks | Nuxt | Next.js, React |
| Analytics | Google Tag Manager | Google Tag Manager, Segment, Amplitude, Linkedin Insight |
| Support stack | Not detected | Zendesk |
Cielo vs Creditas: common questions
Which is better, Cielo or Creditas?
On our 0-100 score Creditas rates higher (76/100 against 20/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 15 data points above: read the rows that match what you are buying for.
How do Cielo and Creditas compare on the numbers?
Cielo leads on headcount (9,875 against 2,097), LinkedIn following (999,897 against 352,966). Creditas leads on our overall score (76/100 against 20/100), agent readiness (55/100 against 48/100).
Read the full Cielo review and pricing or the Creditas review and pricing. You can also browse other Cielo alternatives we track.