Chime vs Worx Payments
Chime vs Worx Payments, compared side by side on 13 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and Worx Payments on 23/100.
Where each one leads
Chime
- our overall score: 77/100 against 23/100
- headcount: 1,500 against 2
- LinkedIn following: 179,516 against 26
Worx Payments
- agent readiness: 48/100 against 25/100
At a glance
| Measure | Chime | Worx Payments |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Worx Payments enables online merchants to build flexible payment experiences and collect business metrics for transparency and optimization. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2C | B2B |
| Offering | Software | Software |
| Founded | 2012 | 2023 |
| Headquarters | San Francisco, United States | Not published |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | Worx Payments |
|---|---|---|
| Employees | 1,500 | 2 |
| Headcount growthLast 12 months | +500.0% | Not published |
| Total funding | $13B | Not published |
| Latest round | Not published | Bootstrapped |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | 26 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | Worx Payments |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 23/100 |
| Traction | 60/100 | 5/100 |
| Team | 60/100 | 30/100 |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 21/100 |
| Quality | 94/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 78/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | Worx Payments |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Not detected | Ghost |
Chime vs Worx Payments: common questions
Which is better, Chime or Worx Payments?
On our 0-100 score Chime rates higher (77/100 against 23/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 13 data points above: read the rows that match what you are buying for.
How do Chime and Worx Payments compare on the numbers?
Chime leads on our overall score (77/100 against 23/100), headcount (1,500 against 2), LinkedIn following (179,516 against 26). Worx Payments leads on agent readiness (48/100 against 25/100).
Read the full Chime review and pricing or the Worx Payments review and pricing. You can also browse other Chime alternatives we track.