Chime vs Stoa
Chime vs Stoa, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and Stoa on 42/100.
Where each one leads
Chime
- our overall score: 77/100 against 42/100
- headcount: 1,500 against 3
- funding raised: $13B against $2.4M
- LinkedIn following: 179,516 against 5
Stoa
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Chime | Stoa |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Cash management platform enabling consumers and businesses to access upfront rewards on cash deposits. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Financial Services, Consumer Finance, Business Finance |
| Sells toBusiness model | B2C | B2B2C |
| Offering | Software | Platform |
| Founded | 2012 | 2022 |
| Headquarters | San Francisco, United States | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | Stoa |
|---|---|---|
| Employees | 1,500 | 3 |
| Headcount growthLast 12 months | +500.0% | Not published |
| Total funding | $13B | $2.4M |
| Latest round | Not published | Pre-Seed |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | 5 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | Stoa |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 42/100 |
| Traction | 60/100 | 38/100 |
| Team | 60/100 | 60/100 |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 17/100 |
| Quality | 94/100 | 45/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | F (25/100) |
| Domain ratingLink authority, 0-100 | 78/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | Stoa |
|---|---|---|
| Hosting | Not detected | Vultr |
| CDN | Cloudflare | Not detected |
| Frameworks | Not detected | Tailwind CSS |
Chime vs Stoa: common questions
Which is better, Chime or Stoa?
On our 0-100 score Chime rates higher (77/100 against 42/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do Chime and Stoa compare on the numbers?
Chime leads on our overall score (77/100 against 42/100), headcount (1,500 against 3), funding raised ($13B against $2.4M), LinkedIn following (179,516 against 5).
Read the full Chime review and pricing or the Stoa review and pricing. You can also browse other Chime alternatives we track.