Chime vs PayKey
Chime vs PayKey, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and PayKey on 55/100.
Where each one leads
Chime
- our overall score: 77/100 against 55/100
- agent readiness: 25/100 against 21/100
- domain rating: 78/100 against 36/100
- headcount: 1,500 against 23
- headcount growth: +500.0% against -19.8%
- funding raised: $13B against $16.0M
- LinkedIn following: 179,516 against 3,859
PayKey
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Chime | PayKey |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Embedded banking solutions platform for banks and financial institutions. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Payments, Mobile, Embedded Finance |
| Sells toBusiness model | B2C | B2B |
| Offering | Software | Platform |
| Founded | 2012 | 2015 |
| Headquarters | San Francisco, United States | Tel Aviv, Israel |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | PayKey |
|---|---|---|
| Employees | 1,500 | 23 |
| Headcount growthLast 12 months | +500.0% | -19.8% |
| Total funding | $13B | $16.0M |
| Latest round | Not published | Series B |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | 3,859 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | PayKey |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 55/100 |
| Traction | 60/100 | 50/100 |
| Team | 60/100 | 70/100 |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 30/100 |
| Quality | 94/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 36/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | PayKey |
|---|---|---|
| Hosting | Not detected | Self Managed |
| CDN | Cloudflare | Not detected |
| CMS | Not detected | WordPress |
| Frameworks | Not detected | Jquery |
| Analytics | Not detected | Google Analytics 4 |
Chime vs PayKey: common questions
Which is better, Chime or PayKey?
On our 0-100 score Chime rates higher (77/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Chime and PayKey compare on the numbers?
Chime leads on our overall score (77/100 against 55/100), agent readiness (25/100 against 21/100), domain rating (78/100 against 36/100), headcount (1,500 against 23), headcount growth (+500.0% against -19.8%), funding raised ($13B against $16.0M), LinkedIn following (179,516 against 3,859).
Read the full Chime review and pricing or the PayKey review and pricing. You can also browse other Chime alternatives we track.