Chime vs Obligo
Chime vs Obligo, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and Obligo on 63/100.
Where each one leads
Chime
- our overall score: 77/100 against 63/100
- domain rating: 78/100 against 70/100
- headcount: 1,500 against 89
- headcount growth: +500.0% against +14.7%
- funding raised: $13B against $92.5M
- LinkedIn following: 179,516 against 7,372
Obligo
- agent readiness: 47/100 against 25/100
At a glance
| Measure | Chime | Obligo |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Fintech platform that eliminates security deposits for renters and landlords using open banking. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Open Banking, Rental, Underwriting |
| Sells toBusiness model | B2C | B2B, B2C |
| Offering | Software | Software |
| Founded | 2012 | 2017 |
| Headquarters | San Francisco, United States | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | Obligo |
|---|---|---|
| Employees | 1,500 | 89 |
| Headcount growthLast 12 months | +500.0% | +14.7% |
| Total funding | $13B | $92.5M |
| Latest round | Not published | Series C |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | 7,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | Obligo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 63/100 |
| Traction | 60/100 | 59/100 |
| Team | 60/100 | 70/100 |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 28/100 |
| Quality | 94/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | D (47/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 70/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | Obligo |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | Webflow |
| Analytics | Not detected | Google Tag Manager |
Chime vs Obligo: common questions
Which is better, Chime or Obligo?
On our 0-100 score Chime rates higher (77/100 against 63/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Chime and Obligo compare on the numbers?
Chime leads on our overall score (77/100 against 63/100), domain rating (78/100 against 70/100), headcount (1,500 against 89), headcount growth (+500.0% against +14.7%), funding raised ($13B against $92.5M), LinkedIn following (179,516 against 7,372). Obligo leads on agent readiness (47/100 against 25/100).
Read the full Chime review and pricing or the Obligo review and pricing. You can also browse other Chime alternatives we track.