Chime vs Nu (Nubank)
Chime vs Nu (Nubank), compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and Nu (Nubank) on 71/100.
Where each one leads
Chime
- our overall score: 77/100 against 71/100
- headcount growth: +500.0% against +12.9%
- funding raised: $13B against $4.3B
Nu (Nubank)
- agent readiness: 45/100 against 25/100
- headcount: 12,040 against 1,500
- LinkedIn following: 5,983,616 against 179,516
At a glance
| Measure | Chime | Nu (Nubank) |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Largest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Neobank, Digital Payments, Lending |
| Sells toBusiness model | B2C | B2C |
| Offering | Software | Platform |
| Founded | 2012 | 2013 |
| Headquarters | San Francisco, United States | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | Nu (Nubank) |
|---|---|---|
| Employees | 1,500 | 12,040 |
| Headcount growthLast 12 months | +500.0% | +12.9% |
| Total funding | $13B | $4.3B |
| Latest round | Not published | IPO |
| Valuation | $25B | $42B |
| LinkedIn followers | 179,516 | 5,983,616 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | Nu (Nubank) |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 71/100 |
| Traction | 60/100 | 60/100 |
| Team | 60/100 | 30/100 |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 33/100 |
| Quality | 94/100 | 90/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | D (45/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 81/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | Nu (Nubank) |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | CloudFront |
| Frameworks | Not detected | Next.js |
| Analytics | Not detected | Google Tag Manager |
Chime vs Nu (Nubank): common questions
Which is better, Chime or Nu (Nubank)?
On our 0-100 score Chime rates higher (77/100 against 71/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Chime and Nu (Nubank) compare on the numbers?
Chime leads on our overall score (77/100 against 71/100), headcount growth (+500.0% against +12.9%), funding raised ($13B against $4.3B). Nu (Nubank) leads on agent readiness (45/100 against 25/100), headcount (12,040 against 1,500), LinkedIn following (5,983,616 against 179,516).
Read the full Chime review and pricing or the Nu (Nubank) review and pricing. You can also browse other Chime alternatives we track.