Chime vs MoneyLion
Chime vs MoneyLion, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and MoneyLion on 55/100.
Where each one leads
Chime
- our overall score: 77/100 against 55/100
- headcount: 1,500 against 511
- funding raised: $13B against $150M
- LinkedIn following: 179,516 against 39,701
MoneyLion
- agent readiness: 47/100 against 25/100
At a glance
| Measure | Chime | MoneyLion |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Digital financial services platform offering banking, investing, and crypto. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Neobank, Digital Payments, Lending |
| Sells toBusiness model | B2C | B2C |
| Offering | Software | Platform |
| Founded | 2012 | 2013 |
| Headquarters | San Francisco, United States | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | MoneyLion |
|---|---|---|
| Employees | 1,500 | 511 |
| Headcount growthLast 12 months | +500.0% | Not published |
| Total funding | $13B | $150M |
| Latest round | Not published | Series B |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | 39,701 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | MoneyLion |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 55/100 |
| Traction | 60/100 | 60/100 |
| Team | 60/100 | 70/100 |
| Community | 8/100 | 15/100 |
| Search visibility | 51/100 | 22/100 |
| Quality | 94/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | D (47/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 72/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | MoneyLion |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| Frameworks | Not detected | Next.js, Tailwind CSS |
Chime vs MoneyLion: common questions
Which is better, Chime or MoneyLion?
On our 0-100 score Chime rates higher (77/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Chime and MoneyLion compare on the numbers?
Chime leads on our overall score (77/100 against 55/100), headcount (1,500 against 511), funding raised ($13B against $150M), LinkedIn following (179,516 against 39,701). MoneyLion leads on agent readiness (47/100 against 25/100).
Read the full Chime review and pricing or the MoneyLion review and pricing. You can also browse other Chime alternatives we track.