Chime vs Kloopy
Chime vs Kloopy, compared side by side on 11 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and Kloopy on 23/100.
Where each one leads
Chime
- our overall score: 77/100 against 23/100
- domain rating: 78/100 against 4/100
Kloopy
- agent readiness: 28/100 against 25/100
At a glance
| Measure | Chime | Kloopy |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | Kloopy Ltd is a UK-based independent software company that develops TripSplit, an app for friends and family to easily split costs for group activities and trips. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Expense Splitting App, Travel Tech, Personal Finance, Mobile App |
| Sells toBusiness model | B2C | B2C |
| Offering | Software | Software |
| Founded | 2012 | 2026 |
| Headquarters | San Francisco, United States | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | Kloopy |
|---|---|---|
| Employees | 1,500 | Not published |
| Headcount growthLast 12 months | +500.0% | Not published |
| Total funding | $13B | Not published |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | Kloopy |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 23/100 |
| Traction | 60/100 | Not published |
| Team | 60/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | Not published |
| Quality | 94/100 | 38/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | F (28/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 4/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | Kloopy |
|---|---|---|
| Hosting | Not detected | Self Managed |
| CDN | Cloudflare | Not detected |
| Frameworks | Not detected | Bootstrap |
What users say
| Measure | Chime | Kloopy |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 2 positive, 0 negative across 2 threads |
“Kloopy's unofficial timing - Just a web link, not an app. But it runs well in the webOS browser. I have the link in my launcher so it acts like an app anyway.”r/formula1
Chime vs Kloopy: common questions
Which is better, Chime or Kloopy?
On our 0-100 score Chime rates higher (77/100 against 23/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 11 data points above: read the rows that match what you are buying for.
How do Chime and Kloopy compare on the numbers?
Chime leads on our overall score (77/100 against 23/100), domain rating (78/100 against 4/100). Kloopy leads on agent readiness (28/100 against 25/100).
What do real users say about Chime and Kloopy?
Kloopy: 2 positive and 0 negative mentions across 2 Reddit threads we track, mostly in r/formula1.
Read the full Chime review and pricing or the Kloopy review and pricing. You can also browse other Chime alternatives we track.