Chime vs Cielo
Chime vs Cielo, compared side by side on 14 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Chime is on 77/100 and Cielo on 20/100.
Where each one leads
Chime
- our overall score: 77/100 against 20/100
Cielo
- agent readiness: 48/100 against 25/100
- headcount: 9,875 against 1,500
- LinkedIn following: 999,897 against 179,516
At a glance
| Measure | Chime | Cielo |
|---|---|---|
| What it is | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. | A leading payment solutions provider in Brazil. |
| Category | Fintech, Neobank, Digital Banking, Consumer Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2C | B2B |
| Offering | Software | Platform |
| Founded | 2012 | 1995 |
| Headquarters | San Francisco, United States | Barueri, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Chime | Cielo |
|---|---|---|
| Employees | 1,500 | 9,875 |
| Headcount growthLast 12 months | +500.0% | Not published |
| Total funding | $13B | Not published |
| Valuation | $25B | Not published |
| LinkedIn followers | 179,516 | 999,897 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Chime | Cielo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 77/100 | 20/100 |
| Traction | 60/100 | 20/100 |
| Team | 60/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 51/100 | 22/100 |
| Quality | 94/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | F (25/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 75/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Chime | Cielo |
|---|---|---|
| Hosting | Not detected | Azure |
| CDN | Cloudflare | Not detected |
| Frameworks | Not detected | Nuxt |
| Analytics | Not detected | Google Tag Manager |
Chime vs Cielo: common questions
Which is better, Chime or Cielo?
On our 0-100 score Chime rates higher (77/100 against 20/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 14 data points above: read the rows that match what you are buying for.
How do Chime and Cielo compare on the numbers?
Chime leads on our overall score (77/100 against 20/100). Cielo leads on agent readiness (48/100 against 25/100), headcount (9,875 against 1,500), LinkedIn following (999,897 against 179,516).
Read the full Chime review and pricing or the Cielo review and pricing. You can also browse other Chime alternatives we track.