Banked vs Creditas
Banked vs Creditas, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Banked is on 53/100 and Creditas on 76/100.
Where each one leads
Banked
Leads on none of the measures we hold for both companies.
Creditas
- our overall score: 76/100 against 53/100
- agent readiness: 55/100 against 37/100
- domain rating: 69/100 against 56/100
- headcount: 2,097 against 62
- funding raised: $40.0M against $2.0M
- LinkedIn following: 352,966 against 10,695
At a glance
| Measure | Banked | Creditas |
|---|---|---|
| What it is | A payment infrastructure company enabling account-to-account payments. | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. |
| Category | Fintech, Payments, Open Banking, Digital Payments | Fintech, Lending, Embedded Finance, Consumer Loans |
| Sells toBusiness model | B2B | B2C |
| Offering | Platform | Platform |
| Founded | 2018 | 2012 |
| Headquarters | London, United Kingdom | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Banked | Creditas |
|---|---|---|
| Employees | 62 | 2,097 |
| Total funding | $2.0M | $40.0M |
| Latest round | Seed | Series B |
| Valuation | Not published | $4.8B |
| LinkedIn followers | 10,695 | 352,966 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Banked | Creditas |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 53/100 | 76/100 |
| Traction | 49/100 | Not published |
| Team | 70/100 | 36/100 |
| Community | 15/100 | Not published |
| Search visibility | 27/100 | 100/100 |
| Quality | 58/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | F (37/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 56/100 | 69/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Banked | Creditas |
|---|---|---|
| Hosting | Vercel | Not detected |
| CDN | Vercel | Cloudflare |
| Frameworks | Next.js | Next.js, React |
| Analytics | Not detected | Google Tag Manager, Segment, Amplitude, Linkedin Insight |
| Support stack | Not detected | Zendesk |
| Open source | Yes | No |
Banked vs Creditas: common questions
Which is better, Banked or Creditas?
On our 0-100 score Creditas rates higher (76/100 against 53/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Banked and Creditas compare on the numbers?
Creditas leads on our overall score (76/100 against 53/100), agent readiness (55/100 against 37/100), domain rating (69/100 against 56/100), headcount (2,097 against 62), funding raised ($40.0M against $2.0M), LinkedIn following (352,966 against 10,695).
Read the full Banked review and pricing or the Creditas review and pricing. You can also browse other Banked alternatives we track.

