Afterpay vs Zilch
Afterpay vs Zilch, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Afterpay is on 62/100 and Zilch on 50/100.
Where each one leads
Afterpay
- our overall score: 62/100 against 50/100
- domain rating: 90/100 against 58/100
- funding raised: $1.0B against $737M
Zilch
- agent readiness: 66/100 against 37/100
At a glance
| Measure | Afterpay | Zilch |
|---|---|---|
| What it is | Buy Now, Pay Later service enabling interest-free installment payments for consumers. | Buy Now, Pay Later (BNPL) service offering interest-free installments for online and in-store purchases. |
| Category | Fintech, Payments, Embedded Finance, Consumer App | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2014 | 2018 |
| Headquarters | Melbourne, Australia | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Afterpay | Zilch |
|---|---|---|
| Total funding | $1.0B | $737M |
| Latest round | Series F | Series C extension |
| Valuation | $2.8B | $2K |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Afterpay | Zilch |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 62/100 | 50/100 |
| Traction | 40/100 | Not published |
| Team | 60/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 12/100 | 5/100 |
| Quality | 78/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | F (37/100) | C (66/100) |
| Domain ratingLink authority, 0-100 | 90/100 | 58/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Afterpay | Zilch |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | WordPress |
| Frameworks | Next.js, Svelte, Jquery | Jquery |
| Payments | Afterpay | Not detected |
| Analytics | Amplitude | Not detected |
| Open source | Yes | No |
Afterpay vs Zilch: common questions
Which is better, Afterpay or Zilch?
On our 0-100 score Afterpay rates higher (62/100 against 50/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do Afterpay and Zilch compare on the numbers?
Afterpay leads on our overall score (62/100 against 50/100), domain rating (90/100 against 58/100), funding raised ($1.0B against $737M). Zilch leads on agent readiness (66/100 against 37/100).
Read the full Afterpay review and pricing or the Zilch review and pricing. You can also browse other Afterpay alternatives we track.